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Household income $180k pa
Condo in OCR Car Debt free Combined net worth $1.8m 47 & 45 yo How about you? Pls share if you're in the same age group. Thanks. |
44 & 47 yo (2016)
HHI $150K 5rm HDB (outstanding $99K) Jap Car (must change this year as COE due in 4 months) Only Debt HDB and upcoming new car Combined networth $2.265M at this moment Quote:
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Is $2.265m networth for a mid to late 40s couple a lot?
I thought this quite common for a professional couple. And if you compare with those posted by other forummers here, it falls short of the others. What I am interested in is how much they able to save each year, or to be more precise, how much can they grow their networth each year. This will give them a good indication of the projected networth at 55, etc.. and they have better gauge of their retirement readiness. When we were in our late 40s, our networth was pushing $3.5m. Quote:
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$2.2m not a lot? You sound like a spoilt brat. Just google "global poverty" then you know the billions who are living in poverty. Please grow up!
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My CPF statement
This is my what CPF statement shows:
OA : $885k BHS : $49.8k SA : $60k RA : $241k I turned 55 recently, and for those unaware, BHS stands for Basic Healthcare Sum. It replaces the Medisave minimum sum. It started just this year. My RA was $161k when I turned 55, but I topped it up with $80k cash to the full ERS. I remembered someone asking whether it was possible to have a $1m in CPF. Well, I just did, if you add up all the money in the various accounts. |
I hope COE will crash to $2 by end 2016. If this really happens, then the price of a new car will be less than the paper value of my current car by end 2016. Since I have paid my current car in cash with no loan, I can just SCRAP my car, collect the paper value and buy a brand new car which should cost less than the paper value of my car. So I get a brand new car for "free" and I also get some profit.
Huat ah!!!!!!!! Please crash some more!!!!!!!!!!!! With demand for new cars falling fast due to global economic uncertainty, stock market and property market crash and supply of COE rising fast, supply of COEs will exceed demand. So COE price should crash! Huat ah!!!!!!! |
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