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Move to a 3 bedroom, $1m condo, paying in full. Invest $4m in a 5% dividend yield portfolio. This will give you a dividend income of $200k pa. Relax and enjoy your early retirement. |
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But there are so many options out there. In fact, its no big deal. A degree is just a stepping stone. A honours degree, fantastic. I dare say my friends who also having honours working in the gov sector are also earning the same if not less. Of course if you are a scholar, that's a different matter. There's so many other alternatives out there apart from boring & bureaucratic gov sector. Once again if you are a scholar on the way to perm sec, then yes, kudos. You did well for your honours, but that role came with other facets, not only education. |
2nd upper NUS
6 years exp now drawing around 120k per annum |
We have to be realistic when one has decided to retire from active income. You will have to continue to pay for insurance premium, expenses such as holidays, etc, without compromising on lifestyle. I observed many people in this forum talks about downsizing to liquidate to fund retirement. Is there any better option?
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Now it's time for you to donate some wealth back to the society as you are earning so comfortably. Maybe start with 0.5% as recommended by ESM Goh. |
Graduated from RMIT at SIM
33 this year, currently drawing 132k p.a Thinking of buying a flat/condo for myself soon. |
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