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How much are you earning per annum?

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  #7951 (permalink)  
Old 22-06-2015, 09:52 PM
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Nonsense. Women dun need men to lead meaningful lives.

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  #7952 (permalink)  
Old 22-06-2015, 10:00 PM
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You sound like a decent lady who is responsible and not spendthrift, a wife material I must say. Why aren't you interested to get married? Life is more meaningful if you have a good husband who loves you
I am the female version of the alpha male aka "too smart-ass and opinionated for my own good" - I scare men away with my sheer force of will and tear their egos to shreds...and nope, not willing to change my character just to be married...

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I am willing to sacrifice my singlehood for a good cause. Let us get married and then we can buy the condo together. Are you game for it?
And why would I play your game when I can be the gamemaster and set my own rules - to my advantage to boot? ;>

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  #7953 (permalink)  
Old 22-06-2015, 10:20 PM
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I am the female version of the alpha male aka "too smart-ass and opinionated for my own good" - I scare men away with my sheer force of will and tear their egos to shreds...and nope, not willing to change my character just to be married...



And why would I play your game when I can be the gamemaster and set my own rules - to my advantage to boot? ;>
Not MY game. It will be YOUR game. I can accommodate and sacrifice this much for you.

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  #7954 (permalink)  
Old 22-06-2015, 10:32 PM
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Wow! You sound aggressive. I like ;-)

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I am the female version of the alpha male aka "too smart-ass and opinionated for my own good" - I scare men away with my sheer force of will and tear their egos to shreds...and nope, not willing to change my character just to be married...



And why would I play your game when I can be the gamemaster and set my own rules - to my advantage to boot? ;>
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  #7955 (permalink)  
Old 22-06-2015, 10:44 PM
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Nonsense. Women dun need men to lead meaningful lives.
Man and woman need each other. Don't you wish to have a spouse sleeping next to you every night? Imagine being single and lonely till old age. You risk having a depression due to loneliness. Having a spouse to share your life, especially in old age, is a blissful experience. you can share your worries and problems with your spouse. You can also share your finances together like buying a condo, car and going holidays. The best part is having kids, a joy you will never feel if you don't have kids of your own.
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  #7956 (permalink)  
Old 22-06-2015, 10:48 PM
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You're the kind of female I'm looking for. I don't get scared by females like you, I get attracted to them. Can we be friends?

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Originally Posted by Unregistered View Post
I am the female version of the alpha male aka "too smart-ass and opinionated for my own good" - I scare men away with my sheer force of will and tear their egos to shreds...and nope, not willing to change my character just to be married...



And why would I play your game when I can be the gamemaster and set my own rules - to my advantage to boot? ;>
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  #7957 (permalink)  
Old 23-06-2015, 12:29 AM
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Ahem! Behave yourselves boys and gals. Keep your hormones in check. Can someone pls provide guidance to her question?
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  #7958 (permalink)  
Old 23-06-2015, 01:02 AM
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You are earning well for your age and your savings is good too. You may want to buy a one bedroom condo in future prime locations such as the Jurong Lake District. Find condos next to MRT stations such as Jurong East or Lakeside MRT stations. You don't need a car if you live in condos located next to an MRT station.


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Originally Posted by Unregistered View Post
28 yo, female, single
$75k pa, ~$200k savings
Stable job, decent working conditions (not too stressed nor slack)
1 car loan but less than $8k more left to pay, no other loans
Living with retired parents who are pretty self-sufficient financially but not rich
No plans to get married or have kids
Not a spender (1 holiday a year, occasional small buys, 1 debit card, no CC)
Thinking of getting a 2-br condo near mrt coz I want my own freedom to live my life. Not sure if I can afford a $750k-$1 mil condo when I reach 30. Possible to put down $200k deposit and finish paying loan in 15 yrs?
Any advice? TIA.
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  #7959 (permalink)  
Old 23-06-2015, 08:38 AM
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You made the right move to quit your stressful job to become a small business owner. That was timely as you are already a millionaire without big financial commitments. There is no point suffering when you're already so rich. Now is the time for you to smell the roses. Life is not just about accumulating more and more wealth at the expense of your precious time in this world. Time is a precious resource. You should not be neglecting time with your children, parents and family. You also need time for your personal relaxation and exercise. Is that extra dollar you earn worth the time you neglect with your loved ones?

Anyway, with your current wealth, you can actually consider early retirement, perhaps retire when you reach 55.

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Middle class family

47, quit my job two years ago to start a small business, earning $68k pa. Savings $15k pa. More flexible work schedule. Stress level down a lot. Net worth $1.7m. Built up my wealth through many successful investments. Invested my big bonuses during my previous career.
My investment portfolio growing nicely. Hope to grow my small business over time.

Spouse, 43, earning $100k pa. Savings $50k pa. Net worth $0.7m. Hope to grow net worth by an additional $1m over 20 years.

Condo, 3 years old, paid up.

Car, 1 year old, paid up.
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  #7960 (permalink)  
Old 23-06-2015, 09:16 AM
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If you have enough reserves, you can lead the life you want. Quit the stressful or unappealing job, say bye to office politics and bosses. Spend yr previous time with people who matter.

If you have bills to pay, family to feed, desire the annual holidays and to give the best to yr children, we still have to succumb to the rat race.

How to break the cycle and lead meaningful lives, without compromising the family needs?
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