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How much are you earning per annum?

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  #7411 (permalink)  
Old 29-04-2015, 09:44 AM
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Quote:
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you can witness lots of discussion on this in online forums,
Really ah? Why don't you get lost and start a separate thread and see how many will go lah!
Shameless.

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  #7412 (permalink)  
Old 29-04-2015, 11:11 PM
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Next week the 1st May 2015 COE bidding will start. Looking at the response of the crowd at Cars@Expo plus the great interest of many people to change to new cars (you can witness lots of discussion on this in online forums, offices, coffee shops, toilets, car parks, etc), demand for COE will shoot up twice or more than the bigger COE supply. Most of the increase in COE supply is replacement supply which will be matched by replacement demand. Additional demand comes from new buyers, richer families, BTO flat flippers, families buying their 2nd or 3rd cars, new graduate couples earning more, etc.

Here is my prediction:

Cat A COE $70k - $75k

Cat B COE $80k - $85k

Huat Ah!!!!!!!!!!!
Thank you mr car salesman. I always look forward to your posts. Luv u~~~~

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  #7413 (permalink)  
Old 29-04-2015, 11:38 PM
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me too. Love you deep deep.

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  #7414 (permalink)  
Old 30-04-2015, 09:59 AM
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How deep do you think I am?
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  #7415 (permalink)  
Old 30-04-2015, 11:55 AM
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Current family active income $180k pa.
Passive income from stocks dividends $100k pa.
When we retire in 5 years time in Penang, we will have RM270k pa ($100k x 2.7) from our passive income alone.

Our monthly expenditure in Penang (luxurious retirement lifestyle):

1. 3 bedroom condo (beautiful seaview) rental RM3000
2. Food and utilities RM3000
3. Car petrol and other expenses RM1000
4. Entertainment RM2000
5. Holidays RM3000
6. Misc RM1000
Total RM13000 pm

Annual spendings RM156,000. Annual savings RM120,000.


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  #7416 (permalink)  
Old 30-04-2015, 04:16 PM
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Posts 7412-7414 is a symptom of self-hallucination.

True test is to get your omw thread. Or else, it is just hallucantion
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  #7417 (permalink)  
Old 30-04-2015, 08:30 PM
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How deep do you think I am?
Deep enough to take my 9 inch
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  #7418 (permalink)  
Old 01-05-2015, 06:51 AM
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this forum is getting way out of hand
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  #7419 (permalink)  
Old 01-05-2015, 07:36 AM
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44 & 46, working couple. Makes $170k pa combined.
Lives in a 2 year old 3 bedroom condo, worth $1.2m, paid up.
Drives a 1 year old car, paid up.
Made money from investments over many years. Invested heavily when people were panicking during the 2008 financial crisis.
Total net worth, $2.4m. Debt free.
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  #7420 (permalink)  
Old 01-05-2015, 09:37 AM
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With the huge number of car deregistration, there will also be a huge number of replacement demand for new cars. Hence, the increase in COEs in May - July 2015 will be met by replacement demand plus new demand from new buyers. There will also be buyers who plan to sell their 5 year old car or older to buy now instead of 2018 and beyond as we can expect COE to hit $100k and above in 2018 and beyond since there is no clawback.

There is also the issue of additional demand from:

1. New buyers who now can afford as family income increased. 10 years ago, not many families have household income of $100k pa but nowadays it is common for households to have income of $100k pa or more. These households would aspire to buy a new car to show that they have progressed. These families can afford a $100k car as the depreciation cost is only $10k pa. They can still collect the PARF value when they scrap their cars. $10k pa is affordable as it only represent 10% of their household income per year.

2. Demand from BTO flat flippers. These people buy a BTO flat for $200k and then after MOP flip the flat for $450k. They make profit and can use the cash profit to buy a new car in cash.

3. Families are now buying two or more cars. These are rich people who got rich from their salaries, stocks, businesses and properties.

4. New graduates are now easily earning $100k pa so a top performing graduate couple can earn $200k pa easily. They can change to new cars every few years.

5. Many Singaporeans are rich.
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