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How much are you earning per annum?

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  #7071 (permalink)  
Old 10-03-2015, 07:54 PM
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Talking

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Originally Posted by Unregistered View Post
Ok thanks.
me and myself have narrowed down our choice
Likely to buy a new Altis this weekend before the government starts to cold storage the quota for the famine years later.
自导自演 again??? Selling Altis? I want to buy, how to contact you ?

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  #7072 (permalink)  
Old 10-03-2015, 08:11 PM
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hear say that the government want to tighten the COE quota after the GE, is that correct?
i get very worried when i start reading the news.
because my ride is expiring Jun 2017, and I have been waiting many years for COE to drop to $30k.
dont scare me leh

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  #7073 (permalink)  
Old 10-03-2015, 08:16 PM
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Yes, straits times wrote "With this supply explosion, prices will be on a downward trend. They could be as low as $30,000 for Category A (cars up to 1,600cc and 130bhp) and $40,000 for Category B (cars above 1,600cc or 130bhp). When? Sometime between 2016 and 2017."

Huat ah!!
Better wait for the COE tsunami

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  #7074 (permalink)  
Old 10-03-2015, 08:23 PM
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Better wait for the COE tsunami
WA... even the straits time editor say COE will drop to $30k.

Huat ah!
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  #7075 (permalink)  
Old 10-03-2015, 08:54 PM
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Another supporter in $30k COE 赞!!
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  #7076 (permalink)  
Old 10-03-2015, 09:46 PM
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You are indeed enjoying the UPPER MIDDLE CLASS lifestyle. You are among the top 10% of locals who are living in condos and own cars.

You will be able to retire easily at 65.

1. Go for the enhanced cpf life. You will get $3500 pm as a retired couple.
2. Sell your big condo and move to a studio condo.
3. From your downgrade, you will get cash and plus your savings, you should have $1m to invest in 5% dividend yield blue chips giving you $50k pa or $4100 pm.
4. Your kids will each give $500 pm for you and $500 pm for your wife. If you have 2 kids, you will get $2k pm as a couple.
5. So, as a couple, your passive income is $9600 pm or $116,000 pa. I'm sure this is more than enough for an old couple. If you just spend $60,000 pa, you can save $56k pa which you can reinvest to give you additional dividends.


Quote:
Originally Posted by Unregistered View Post
I'm 48 this year, my annual income is $137k pa. I save $35k pa.
My wife is 42, her annual income is $115k pa. She saves $30k pa.
We live in a condo now worth $1.5m, with mortgage outstanding $500k.
Our cash and CPF balances $500k.
Our net worth in total $1.5m.

We have 3 children who loves the condo and its facilities.
We spend our weekends going to malls and eating at nice restaurants.
We drive a one year old SUV with a loan of $60k remaining.
We go for a long holiday once a year in Dec.

We enjoy our middle class lifestyle.
We plan to retire at 60 if possible and if not possible, then at 65.
Life is good.
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  #7077 (permalink)  
Old 10-03-2015, 10:09 PM
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Can i know what or where is your source of data for the claim that locals living in condos and having cars are top 10% ?

I dont get the same impression from reading the statistic of Singapore website but willing to learn more . thanks




Quote:
Originally Posted by Unregistered View Post
You are indeed enjoying the UPPER MIDDLE CLASS lifestyle. You are among the top 10% of locals who are living in condos and own cars.

You will be able to retire easily at 65.

1. Go for the enhanced cpf life. You will get $3500 pm as a retired couple.
2. Sell your big condo and move to a studio condo.
3. From your downgrade, you will get cash and plus your savings, you should have $1m to invest in 5% dividend yield blue chips giving you $50k pa or $4100 pm.
4. Your kids will each give $500 pm for you and $500 pm for your wife. If you have 2 kids, you will get $2k pm as a couple.
5. So, as a couple, your passive income is $9600 pm or $116,000 pa. I'm sure this is more than enough for an old couple. If you just spend $60,000 pa, you can save $56k pa which you can reinvest to give you additional dividends.
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  #7078 (permalink)  
Old 10-03-2015, 10:13 PM
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Default Nuts!!

Quote:
Originally Posted by Unregistered View Post
You are indeed enjoying the UPPER MIDDLE CLASS lifestyle. You are among the top 10% of locals who are living in condos and own cars.

You will be able to retire easily at 65.

1. Go for the enhanced cpf life. You will get $3500 pm as a retired couple.
2. Sell your big condo and move to a studio condo.
3. From your downgrade, you will get cash and plus your savings, you should have $1m to invest in 5% dividend yield blue chips giving you $50k pa or $4100 pm.
4. Your kids will each give $500 pm for you and $500 pm for your wife. If you have 2 kids, you will get $2k pm as a couple.
5. So, as a couple, your passive income is $9600 pm or $116,000 pa. I'm sure this is more than enough for an old couple. If you just spend $60,000 pa, you can save $56k pa which you can reinvest to give you additional dividends.
Can't believe this Q&A scenario is ridiculously replayed over again and again.
Are these people nuts or brainless to do something like this? Nothing better to do? Why not contribute some time to do charity work than talking aimlessly!
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  #7079 (permalink)  
Old 10-03-2015, 10:17 PM
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Sounds like a broken record, playing over and over again...
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  #7080 (permalink)  
Old 10-03-2015, 11:31 PM
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Quote:
Originally Posted by Unregistered View Post
You are indeed enjoying the UPPER MIDDLE CLASS lifestyle. You are among the top 10% of locals who are living in condos and own cars.

You will be able to retire easily at 65.

1. Go for the enhanced cpf life. You will get $3500 pm as a retired couple.
2. Sell your big condo and move to a studio condo.
3. From your downgrade, you will get cash and plus your savings, you should have $1m to invest in 5% dividend yield blue chips giving you $50k pa or $4100 pm.
4. Your kids will each give $500 pm for you and $500 pm for your wife. If you have 2 kids, you will get $2k pm as a couple.
5. So, as a couple, your passive income is $9600 pm or $116,000 pa. I'm sure this is more than enough for an old couple. If you just spend $60,000 pa, you can save $56k pa which you can reinvest to give you additional dividends.
Can your crystal balls also pick the 4D first prize number this weekend?
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