How much are you earning per annum?

More and more ******** posts pretending to be others by the same few posters...

It can't be helped. There are at most 10 - 15 visitors to this forum. Posters have to take on different personas to provide variations and flavor to the posts.

My recurrent theme :-

1. Condo living is good
2. High savings
3. High net worth
4. Work as long as you can
5. High passive income
6. Don't compare with others. Be happy with what you have
7. Come from poor background
8. Have 2 cars
9. Kids graduated
10. Every year worked can lead to savings of 3 years of living expenses
11. Want to age in place, don't want to downgrade lifestyle
12. Not easy to retire in Thai, M'sia or other less developed countries because they also don't want poor retirees
13. Retire early, need more money, but less savings. Retire later, need less money but have savings.

Originally Posted by Unregistered

More and more ******** posts pretending to be others by the same few posters...

There are always recurring themes in everything if you look hard enough.

Politics:
- more good years.
- raise productivity.
- increase population to compete globally.

Life:
- stay healthy.
- we all die eventually.



Happy New Year!

Originally Posted by Unregistered

My family and I moved from our landed home last year to a condo to take advantage of our landed property price. Our landed property price rose too much and we decided to take profit and so we make a ton of money. After that we moved to a new condo and paid for it in cash. We really enjoy staying in a condo because of the beautiful landscaping and the amenities.

We realized that living in our landed home had a few disadvantages: (1) many cars parking at the road side creating a congested space and an eye sore (2) neighbors looking into your home from their balconies (3) people looking into your homes when they walk pass by (4) costly maintenance (5) high utilities bills (6) dogs barking (7) no security (8) salesmen and property agents knocking on your door. The only good thing about landed property living is the space inside.

When my wife and I retire, we plan to retire in a condo because we love condo living. We rather downgrade to a small studio condo unit than moving to a bigger HDB flat. The downgrade then allows us to get cash for us to invest in the stock market for dividends. For instance, if we sell our condo at $1.8m, we then buy a studio condo unit for $800k, we will have $1m cash to buy dividend stocks which can give us dividends.

My family and I plan to move from our landed home this year to a condo to take advantage of our landed property price. Our landed property price rose too much and we decided to take profit and so we can make a 100 tons of money. After that we will move to a new condo and pay for it in cash. We are going to enjoy staying in a condo because of the beautiful landscaping and the amenities.

We realized that living in our landed home had a few advantages: (1) we can park many cars in our compound (2) people walk pass looking into our home to admire (3) DIY little maintenance cost (4) high standard of living (5) keep 5 dogs (6) private security with Gurka (7) Driver by the side. The only not so good thing about staying in too big landed property is must communicate with family members using hand phone.

When my wife and I finally retire, we plan to retire in a condo not because we love condo living. We rather stay in a small studio condo unit rather than moving to a even bigger bungalow in the park. I will be able to see my wife every moment as and when I like, minus the telephone communication as what we are doing now. We then buy a studio condo unit for $800k, we will have $100m cash to buy dividend stocks which can give us dividends.

Originally Posted by Unregistered

It can't be helped. There are at most 10 - 15 visitors to this forum. Posters have to take on different personas to provide variations and flavor to the posts.

My recurrent theme :-

1. Condo living is good
2. High savings
3. High net worth
4. Work as long as you can
5. High passive income
6. Don't compare with others. Be happy with what you have
7. Come from poor background
8. Have 2 cars
9. Kids graduated
10. Every year worked can lead to savings of 3 years of living expenses
11. Want to age in place, don't want to downgrade lifestyle
12. Not easy to retire in Thai, M'sia or other less developed countries because they also don't want poor retirees
13. Retire early, need more money, but less savings. Retire later, need less money but have savings.

14. "COE will continue to increase" aka car salesperson.
15. "Aspire to upgrade to EC, would have made it in life" aka agent operating at EC showroom.

Originally Posted by Unregistered

14. "COE will continue to increase" aka car salesperson.
15. "Aspire to upgrade to EC, would have made it in life" aka agent operating at EC showroom.

16. Bought landed property at lowest point fully paid up and managed to sell at highest point before cooling measures. Then Downgrade to studio apartment for handsome profit

Originally Posted by Unregistered

16. Bought landed property at lowest point fully paid up and managed to sell at highest point before cooling measures. Then Downgrade to studio apartment for handsome profit

Market timing is everything in investments. If you time the market well, you will be rewarded well.

Originally Posted by Unregistered

Market timing is everything in investments. If you time the market well, you will be rewarded well.

Buto Lah.....

and the one who said COE will drop like a rock to $30k in Y2016......

Couple both 36 , annual income each 80K
Cash +stocks 500k, cpf 100k
Condo value 1mil, 200k loan left
1 toddler

How are we doing