How much are you earning per annum?

Originally Posted by Unregistered

Talk c**k very easy like sing song. I have not heard anyone monetizing their asset totally and put their cash into stocks or whatever. And how on earth can anyone take so much money (cash some more) out of the country ?

4% pa return is no big deal at all. a good investor can get many times more than that.

Originally Posted by Unregistered

Talk c**k very easy like sing song. I have not heard anyone monetizing their asset totally and put their cash into stocks or whatever. And how on earth can anyone take so much money (cash some more) out of the country ?

Talk c**k is definitely very easy but not sing song though.

44/45 low middle income couple, $100k pa. We upgraded from HDB flat to resale EC in 2006, we paid $450k for the EC. Loan left, $150k. Current value of EC is $900k.

We cannot afford a car, so we take MRT and bus only. We hope our son in JC will study hard in school and become a top professional and earn more than us.

When we retire at 55, we will move to Ipoh as cost of living there is low. Many Malaysians retire there. We will sell our EC and retire there. We also expect to get good passive income from our CPF retirement account.

Hello. What's the average months of performance bonus for those earning entry grade superscale salary in their early 50s?

Retired grad couple, earn passive income from dividends, $90k pa. Debt free, hdb mortgage cleared. No car. Our son gives us allowance of $300 each pm. We lead a simple, healthy lifestyle, spend only $36k pa.

Married couple, 48 & 54, $160k combined income. We lead a typical middle class lifestyle.
Home is an OCR condo, worth $1.3m, mortgage remaining $100k. We own a German luxury car, paid up. Cash/CPF/stocks, $500k. Life is pretty good.

Originally Posted by Unregistered

Married couple, 48 & 54, $160k combined income. We lead a typical middle class lifestyle.
Home is an OCR condo, worth $1.3m, mortgage remaining $100k. We own a German luxury car, paid up. Cash/CPF/stocks, $500k. Life is pretty good.

Congrats! Glad to hear that! Stay healthy and peach

50 & 47, kids 17 & 14, income 60k, 4S hdb (about 360k) all paid up, minimum saving & cpf (100k) and no car. And some posters mentioned they are lower middle class when they are so much better off than us, well at least my family is heathly and happy.

In life, we need to count our blessings and not compare with those who are better off than us. Look at those who are worse off, then you will feel how lucky you are. There are families who can only afford to stay in rented 2 room public flats, whereas you own a huge (by comparison), paid up flat. The flat belongs to you and you can sell it any time you want. There are those who even live in tents at the beach!

Yes, the most important is your family is healthy and happy. This is better than having bungalows and sports cars but you are bed ridden and your children always quarreling and involved in sinful activities such as smoking, drinking, gambling, premarital sex or are gays. So, count your blessings that your children are well behaved and morally upright.

Originally Posted by Unregistered

50 & 47, kids 17 & 14, income 60k, 4S hdb (about 360k) all paid up, minimum saving & cpf (100k) and no car. And some posters mentioned they are lower middle class when they are so much better off than us, well at least my family is heathly and happy.

Hello, what kind of question is this? 6 months lah. What do you expect?

Originally Posted by Unregistered

Hello. What's the average months of performance bonus for those earning entry grade superscale salary in their early 50s?