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How much are you earning per annum?

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  #3491 (permalink)  
Old 17-01-2014, 07:52 AM
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My wife and I are 48 and 39 years old respectively. We live in our matrimonial home (shared), which is a 3 bedroom condo in D22. We bought this condo in 2003 and now it is fully paid up. Its value has gone up due to the growth of the area. Our income in total is $282k pa.

I also bought (not shared, my own money) a 1 bedroom condo in D21 in 2009 for my parents to live in. They have always wanted to live in a condo to enjoy the luxurious lifestyle that a condo offers. I have also fully paid up for this condo as I bought it very cheap due to the global financial crisis.

Now all my family members live in condos. We are proud of our achievements, esp compared to our relatives. We used to be poor and looked down upon and now people look up to us.

I am very happy with our system which allows poor but hardworking citizens like myself to excel in life. From being poor to owning two fully paid up condos is a big achievement to people like me. I am also now a millionaire.

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  #3492 (permalink)  
Old 17-01-2014, 07:57 AM
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Combined income $282k pa.
Owns 2 condos - one for own stay and the other for parents' stay. Both condos fully paid up. One bought in 2003 and the other in 2009.
Now I am a millionaire. Comes from poor family.

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  #3493 (permalink)  
Old 17-01-2014, 10:31 AM
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Clear your debt as fast as possible.

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  #3494 (permalink)  
Old 17-01-2014, 10:33 AM
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Quote:
Originally Posted by How? View Post
Just curious. I have been reading so much about people aiming for housing prices to decline, buy one and then lease out. Those with hdb flats are waiting for mop to be up. It sounded almost like every man and his dog is thinking of doing so. From this, I actually don't see how and why would such an expectation lead to a price crash. Maybe price correction but certainly not a crash. Those who are hoping for a crash like type of decline to the tune of 20-50% is really hoping for an external driven crisis where a repeat of the gfc comes again. I'm not sure if and when the next one comes along, whether the same people who aims to go all into property will actually have the guts to do it.

No harm thinking, I guess.
10-20% is good enough for me.
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  #3495 (permalink)  
Old 17-01-2014, 05:50 PM
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Quote:
Originally Posted by Unregistered View Post
My wife and I are 48 and 39 years old respectively. We live in our matrimonial home (shared), which is a 3 bedroom condo in D22. We bought this condo in 2003 and now it is fully paid up. Its value has gone up due to the growth of the area. Our income in total is $282k pa.

I also bought (not shared, my own money) a 1 bedroom condo in D21 in 2009 for my parents to live in. They have always wanted to live in a condo to enjoy the luxurious lifestyle that a condo offers. I have also fully paid up for this condo as I bought it very cheap due to the global financial crisis.

Now all my family members live in condos. We are proud of our achievements, esp compared to our relatives. We used to be poor and looked down upon and now people look up to us.

I am very happy with our system which allows poor but hardworking citizens like myself to excel in life. From being poor to owning two fully paid up condos is a big achievement to people like me. I am also now a millionaire.


your wife = 48 yr
you = 39 yr
how ? why ? you married a rich girl dood
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  #3496 (permalink)  
Old 17-01-2014, 07:32 PM
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Quote:
Originally Posted by Unregistered View Post
10-20% is good enough for me.
I think you've missed the point.
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  #3497 (permalink)  
Old 18-01-2014, 10:10 AM
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29 years old

Qualifications: degree holder

take-home salary: 2.5K

Variable bonus: around 1 -month

Working experience: 4.5 months
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  #3498 (permalink)  
Old 18-01-2014, 11:23 AM
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Quote:
Originally Posted by darkstar View Post
29 years old

Qualifications: degree holder

take-home salary: 2.5K

Variable bonus: around 1 -month

Working experience: 4.5 months
my first thought (looking at your age only) was that you're seriously underpaid. but then again you have little experience so it's just about right.

just curious, why did u start working so late?
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  #3499 (permalink)  
Old 18-01-2014, 06:36 PM
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Quote:
Originally Posted by darkstar View Post
29 years old

Qualifications: degree holder

take-home salary: 2.5K

Variable bonus: around 1 -month

Working experience: 4.5 months
Are you married?
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  #3500 (permalink)  
Old 18-01-2014, 11:57 PM
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Couple: 44, $123k pa; 42, $108k pa.
Home: Condo worth $1.15m, fully paid up.
Car: Conti car.
Cash, stocks and CPF savings total: $1.5m.
We hope to retire at 75 years old.
By then, we should have $5m to retire on.
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