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With COE rising high, I think you have a good chance to sell high. All the best. |
Why not get a cheaper condo? You can get a studio or one bedroom condo in the Jurong Lake District for only $800k. From a long term perspective, this is very cheap. This area is going to be the 2nd CBD and has lots of upside potential, IMO. Since you are staying near the lake, it is also very breezy.
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I'm a grad, 48 years old, earning only $86k. Service industry.
How come so many youngster here earning $200k? Is there age discrimination? HR professionals, please comment truthfully. Thank you. |
SIM grad 33 years old, annual 82k including 1 month bonus. Wife earn ~75K as school teacher. Married with 3 kids.
Bought a 4 room flat in Bukit Merah for 320K now worth around 700K. Stayed there for 5 years until MOP finish then move to parent's condo so got help to look after kids. Bukit Merah flat rented out for 42K p.a (3,500 a month). As wife is in education industry, very kiasu, all kids must send to expensive montessori, art classes, yamaha classes etc in the end also not much $$ left each month. |
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What you need to do is to get a loan assessment done to make sure the bank is able to loan you the balance of amount required. Having said all that, you should be able to afford a 1 mil condo if you are prudent in your expenses, but servicing it alone will be tough. |
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But to each his own, you may be comfy with your current job profile which only entitles you this remuneration with lower stress and responsibility. I guess its every one's wish to have low stress job and less responsibility with High Pay. |
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Foreigners are coming in and pushing up our housing price and COE as well (foreigners with wealth of at least S$2million cant be PR/singaporean, can we outrun them? ) If we ride on the band wagon. we would sink ourselves deep into debt with loans to service.So now govt comes up with lots of measures to knock senses into Singaporean. I guess govt message is clear, "if u cant put down 50% down payment... i.e. u are not wealthy enuf to own a car" |
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Female 30 years old
Monthly salary:8K Bonus: Maybe about 2-3 months Money in bank account: 250K Shares:60K And yes, I'm still single... |
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