How much are you earning per annum?

Originally Posted by Unregistered

Article in today's Straits Times exactly indicates my view. The article says that people who retire early become clinically depressed, their health fails and they die early. The article also says that the study shows that initially they get a lift from early retirement, which is probably what you are feeling now, but eventually it leads to clinical depression. As I said, you haven't done this long enough to know the boredom and depression, which will eventually come. Luckily I got back to work.

Besides all the many activities, I am also learning to be a chef. If I am good, I plan to first work as a chef and eventually open my own restaurant. I have always wanted to own a restaurant.

Originally Posted by Unregistered

Besides all the many activities, I am also learning to be a chef. If I am good, I plan to first work as a chef and eventually open my own restaurant. I have always wanted to own a restaurant.

Iam 39 single. Earn 3.5k per month. Save around 2k per month. But most of this saving goes to my medical bill. is there any place I can invest it but money still fluid because of my medical condition I can require money anytime. Currently I just keep itin bank account as I feel safe that I will not be short of cash ifi get admitted or go for important checks as I can withdraw it immediately.

Im 22 this year. I started my CCTV/ IP camera company, lost money close shop. Was doing 1-2 businesses then income wasnt justifiable for the amount of work I was putting into.
Currently Im managing all company sales. Bringing in around 20k-30 per month for company. After deduction i get approx 5-7k a month
Ofcourse there are months which I get 2k++
Side line currently Marketing for another company 1k standard a month.
Just bought a swift sport (id rather follow the 1/10 to ratio on cars then compared to my peers)spent 22k (50%)
Only investment I have is a simple 2012 datejust, gold stuff. Total 20k/-
The problem is I still have loads of free time everyday at work.
1st. Am I on the right track?
2nd. My company has almost reached its max potential, further expansion would not be ideal, hence do you think its safe to venture onto my next business idea?
3rd. I only have a poly cert should I take up part time Uni sim?
I sincerely hope to get decent advice from you guys.
Much appreciated in advance.

Why not you sell you company for $1m and then retire in Thailand? You can then get a beautiful Thai wife and have loads of kids.

Originally Posted by Unregistered

Im 22 this year. I started my CCTV/ IP camera company, lost money close shop. Was doing 1-2 businesses then income wasnt justifiable for the amount of work I was putting into.
Currently Im managing all company sales. Bringing in around 20k-30 per month for company. After deduction i get approx 5-7k a month
Ofcourse there are months which I get 2k++
Side line currently Marketing for another company 1k standard a month.
Just bought a swift sport (id rather follow the 1/10 to ratio on cars then compared to my peers)spent 22k (50%)
Only investment I have is a simple 2012 datejust, gold stuff. Total 20k/-
The problem is I still have loads of free time everyday at work.
1st. Am I on the right track?
2nd. My company has almost reached its max potential, further expansion would not be ideal, hence do you think its safe to venture onto my next business idea?
3rd. I only have a poly cert should I take up part time Uni sim?
I sincerely hope to get decent advice from you guys.
Much appreciated in advance.

Haha been to thailand, not an ideal place at this point of stage. Peak of energy bro, if by 50 cannot afford any houses at nassim road then bo pian loh. Dream which plan to achieve :P

Plus I highly doubt my business would be bought as its a very very niche market plus its service related.

Any other fiancial advice? A proper savings amount, portfolio amount? by 25-27?

Any ideas for passive income besides rental (cant afford at the moment) besides dividends.

I was thinking of saving up for a small 1-2bd condo, unfortunately the rules been changed to 40% down. Jialat.

You should save as much as possible. If the market crashes, you can buy a couple of GCBs at Nassim from the billionaires. All the best.

Originally Posted by Unregistered

Haha been to thailand, not an ideal place at this point of stage. Peak of energy bro, if by 50 cannot afford any houses at nassim road then bo pian loh. Dream which plan to achieve :P

Plus I highly doubt my business would be bought as its a very very niche market plus its service related.

Any other fiancial advice? A proper savings amount, portfolio amount? by 25-27?

Any ideas for passive income besides rental (cant afford at the moment) besides dividends.

I was thinking of saving up for a small 1-2bd condo, unfortunately the rules been changed to 40% down. Jialat.

[icyboy]

Sales executive (less than a year)

21k

Originally Posted by icyboy

Sales executive (less than a year)

21k

well done, that's a lot!

28,female, marketing exec in MNC with 3 years exp
59,000 per annum including bonus

Am I underpaid?

[Dark_flan]

New here and seems interesting so let's begin..

3 yrs experiences "full time" in multiple sectors and scopes. Frequent job hopper well cooled down the past 2 yrs.

Engineer (HOD) abt a year already, heading new department (finance related) as coy is expanding. Medium size local MNC.

$50k, early 30s, diploma holder.