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How much are you earning per annum?

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  #2291 (permalink)  
Old 06-05-2013, 04:51 PM
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I'm 25
2 years exp
Higher Nitec in Info tech
Earning $1900pm
Network support specialist. @ local singapore industry.
Damn stress reading the whole forum from page 1-229
How much time did you spend reading all these pages?

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  #2292 (permalink)  
Old 06-05-2013, 06:01 PM
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How much time did you spend reading all these pages?
I started last week quite an intrxesting forum but really it shows me where I stand. Maybe it'll somehow motivate me. Hopefully.

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  #2293 (permalink)  
Old 06-05-2013, 09:16 PM
Big Cannon Fairy
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Lai lai... see for yourself hor.

Quote:
74% unhappy with bonuses this year

SINGAPORE - Most Singapore workers who received bonuses this year are not satisfied with the payout they received, a JobStreet survey has found.

In a survey of 1,962 Singaporean employees, of which 62 per cent were senior level executives, JobStreet found that 74 per cent of those who received bonuses this year were unhappy with the amounts given to them.

About 60 per cent of respondents said they had received bonuses this year, with most bonuses averaging around one to two months of salary.

The highest bonuses received were at a rate of six months or more. There were received by employees from the finance and banking, marine and offshore, oil and gas and manufacturing sectors. However, this group only represented two per cent out of the total respondents who received their bonuses this year.

While most employees surveyed were paid bonuses between $2,000 and $5,000, 26 per cent indicated their bonus had increased compared to last year. Another 33 per cent said their bonus remained the same, while 40 per cent reported receiving lower bonuses.

Among respondents who received bonuses, 75 per cent indicated they were harbouring intentions of leaving their jobs. Of those, 26 per cent are leaving despite being satisfied with their bonus payout.

The survey also found that monetary rewards, such as bonuses and increment, were the most powerful incentives with regards to encouraging high performance and retaining employees.

While fringe benefits like company incentive trips and medical/welfare entitlements are appreciated, cash incentives are more practical in dealing with the increasing cost of living in Singapore, they said.

One respondent said: "Despite the market's outlook, employees should still be rewarded for their valiant effort. Cuts and saving measures should be done towards company's assets or equipment/production costs instead of manpower."
For the remaining 98%, if you need big big cannon, remember to buy from me hor. I sell cheap cheap.

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  #2294 (permalink)  
Old 08-05-2013, 12:19 AM
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Construction Project Manager
32yrs old (6 years exp)
$76kpa
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  #2295 (permalink)  
Old 08-05-2013, 11:48 PM
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I started last week quite an intrxesting forum but really it shows me where I stand. Maybe it'll somehow motivate me. Hopefully.
I'd read the posts here with as much suspicion as a non-anonymous survey about sexual activity
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  #2296 (permalink)  
Old 09-05-2013, 08:03 AM
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I'm 40 years old, earning only $40K pa. Sole breadwinner.

I'm very poor compared with so many here who earns $200k pa. Looks like earning $200k pa is so common nowadays, not surprising why condominium prices keep rising and rising.

I dream to own a condo here but it will always remain a dream, unless I buy in Spain where there are many empty condos. But in Spain, I will be jobless, so no point. At least I have a job here.

I think I just have to be happy with a HDB flat. With my low pay, I will apply for a new BTO and get grants. BTO flats are so nicely built today. I must be contented. Just be happy. I'm already very lucky.
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  #2297 (permalink)  
Old 09-05-2013, 08:37 AM
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Quote:
Originally Posted by Unregistered View Post
I'm 40 years old, earning only $40K pa. Sole breadwinner.

I'm very poor compared with so many here who earns $200k pa. Looks like earning $200k pa is so common nowadays, not surprising why condominium prices keep rising and rising.

I dream to own a condo here but it will always remain a dream, unless I buy in Spain where there are many empty condos. But in Spain, I will be jobless, so no point. At least I have a job here.

I think I just have to be happy with a HDB flat. With my low pay, I will apply for a new BTO and get grants. BTO flats are so nicely built today. I must be contented. Just be happy. I'm already very lucky.
You did a few things right here:

1. Recognising where you stood financiallly with respect to the others.
2. Counting your blessing with what you have (a job, adequate salary, a good country and government)
3. Being contented and not be stressed by things you want but dont have

However it would be a terrible mistake to totally ignore progress taking place around you. Ignorance is not bliss here. It is good and I think necessary to always take stock and see where you can further increase your skill / employability and thus salary. In a dynamic and open society like Singapore, standing still is the same as going backwards.

Another thing everyone needs to do is to start financial planning for retirement - the earlier the better.

I have come across various blogs of singaporeans that have embarked on the path of establishing passive income stream quite successfully. You might want to visit these blogs to get some ideas (just google the below).

1. Dividend Warrior
2. Createwealth8888
3. A Singaporean Stock Investor (or AK71)
4. Investmentmoat

In my opinion, the best one is AK71, a 41 yr old single who claimed to have achieved over $100K annual passive income from investment.
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  #2298 (permalink)  
Old 09-05-2013, 10:04 AM
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I have come across various blogs of singaporeans that have embarked on the path of establishing passive income stream quite successfully. You might want to visit these blogs to get some ideas (just google the below).

1. Dividend Warrior
2. Createwealth8888
3. A Singaporean Stock Investor (or AK71)
4. Investmentmoat

In my opinion, the best one is AK71, a 41 yr old single who claimed to have achieved over $100K annual passive income from investment.
Very bad advice for #1 & #2.

#3 & #4 definitely much better and not in the same league as the first 2.

1. Dividend Warrior

This guy is an attention whore and basically does nothing whole day but spams all the investment forums daily with useless one-liners and try to get them to visit his blog. His whole strategy is nothing but buy all the SGXD listed high yielding stuff.

Performance appears impressive because for the past 5 years there is desperate demand for anything that pays good yields, but once the trend dies down performance will be sub-par.

2. Crewatewealth888

One of the hundreds of blogs talking about personal trading using technicals, definitely not for normal people who just want some passive income to follow.
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  #2299 (permalink)  
Old 09-05-2013, 01:27 PM
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90k< per ann
24yrs old
own food businesses.
started 2 years ago
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  #2300 (permalink)  
Old 09-05-2013, 01:39 PM
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Side not,

we can be earning 100k, and be putting in 8-10 hours of work...

i own f&b businesses, when i started i work 12-14hrs daily, but now i have chain of them, and workers and system in place, i barely appear at my shops..

i'm making 90k+ much much lesser than many people, but i do have lots of time to do other stuffs which i personally feel is more balanced..
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