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How much are you earning per annum?

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  #13011 (permalink)  
Old 16-01-2022, 11:00 AM
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Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.
earn 400k per year but no house.

smoking that good sh*t i see. bro you a loser. get a life lol

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  #13012 (permalink)  
Old 16-01-2022, 11:02 AM
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Quote:
Originally Posted by Unregistered View Post
Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.
You probably earn 40k per year with your dead end job. My advise is to work harder and spend less time dreaming

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  #13013 (permalink)  
Old 16-01-2022, 11:05 AM
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earn 400k per year but no house.

smoking that good sh*t i see. bro you a loser. get a life lol
So many CSBs in his post idk where to start lol

Spend 100k a year even after getting rid of car, everyday go Odette for breakfast lunch dinner?

Earn 400k but hiam oil prices too high?

Sure or not live in hdb with parents and not IMH?

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  #13014 (permalink)  
Old 16-01-2022, 01:49 PM
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chill. take the posts here with a pinch of salt.

anyone can smoke whatever figure they want here.

just take this thread as entertainment.
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  #13015 (permalink)  
Old 16-01-2022, 05:20 PM
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Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.


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  #13016 (permalink)  
Old 16-01-2022, 06:36 PM
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Quote:
Originally Posted by Unregistered View Post
Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.
No one cares bro
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  #13017 (permalink)  
Old 16-01-2022, 07:38 PM
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Quote:
Originally Posted by Unregistered View Post
Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 400k per year and I'm 32 years old.

I used to have a car for about 2 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 100k a year and save about 300k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.
I am similar, no house no car and similar pay range. My spending pa is likely lower. As long as you are comfortable with your quality and type of life is fine. Underspending is better than overspending.

You should probably consider buying a house at some point since that is a helpful asset regardless of whether you intend to move out anytime soon.

Car is an expensive convenience. I have been thinking about it but doubt will get it


Primary School English Grammar and Vocabulary Drills
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SG Bus Timing App
SG Bus Timing App - the best bus app - available on iOS and Android


SGX Stocks Android App - check share prices
SGX Stocks [Android] App - check latest share prices on the go


SGX Stocks for iPad - check latest Singapore share prices
SGX Stocks [iPad] app
| SGX Stocks [iPhone] app
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  #13018 (permalink)  
Old 16-01-2022, 07:50 PM
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Quote:
Originally Posted by Unregistered View Post
Hey guys, I have been wanting to ask a question and hope to get some advice whether I'm overly frugal.

I make about 800k per year and I'm 16 years old.

I used to have a car for about 4 years but find it a hassle to maintain and with the growing oil prices, I decided to scrap the car. I feel a lot more free ever since getting rid of my car.

I work from home pretty much since covid.

I stay with my parents in a hdb and don't really have a desire to own a house. And yes, I don't have a house.

Am I too frugal with my money? I spend about 200k a year and save about 600k a year. I mainly spend on food and maybe buy some gadgets here and there.

The reason I'm asking is because I know of people who earn lesser than I do, but they will buy a private property, buy branded bags and expensive cars. In which I have no desire of. My only desire is to work. I feel a little strange because I hardly meet folks earning at my range or more being so frugal.
Not overly frugal. Many people spend on expensive stuff to show that they are well to do. The truly wealthy people lead simple lifestyles.
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  #13019 (permalink)  
Old 16-01-2022, 08:23 PM
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Default Techie

Saw someone capping at 230k in tech, cannot be lah.

Mid 30s, I am 275k right now, senior SWE at tech unicorn.

Next level will be around 400k, definitely attainable
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  #13020 (permalink)  
Old 16-01-2022, 11:09 PM
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Saw someone capping at 230k in tech, cannot be lah.

Mid 30s, I am 275k right now, senior SWE at tech unicorn.

Next level will be around 400k, definitely attainable
Your mother ******* smelly la dog
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