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How much are you earning per annum?

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  #12991 (permalink)  
Old 12-01-2022, 12:31 PM
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alot depends on:
land size, years of lease left and location of the bungalow
income - expenditure, job stability, years left till planned retirement
current home asset

my very generalized view is if it's a 3-5 mil bungalow, have minimally 2-3mil of available cash to be on the safe side for an early 40s couple.

the rest pay by installment from your day job or business income over the years.

purchasing a property should be worked out very detailedly on your own as everyone's situation is different.
Thanks. We are a younger couple with higher income but lower assets as our careers just began. Do people meet with a financial advisor to run the numbers and plan for the future?

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  #12992 (permalink)  
Old 12-01-2022, 12:51 PM
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Thanks. We are a younger couple with higher income but lower assets as our careers just began. Do people meet with a financial advisor to run the numbers and plan for the future?
Really donít sound like someone with the capacity of making 350k per annum

Many of your questions can be answered with some simple research

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  #12993 (permalink)  
Old 12-01-2022, 01:20 PM
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Really donít sound like someone with the capacity of making 350k per annum

Many of your questions can be answered with some simple research
Precisely. Nowadays so easy to make 350k pa? Pls intro me

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  #12994 (permalink)  
Old 12-01-2022, 01:24 PM
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I'm not looking for bungalow in Orchard. I don't mind living near Siglap/Marine Parade or Kallang or Serangoon as long as walkable distance to MRT.
You really have no idea of property prices huh? A 2 bedder in Dakota (Kallangish) is already 1.7m which will wipe out most of your cash savings, not to mention you havenít accounted for Reno, furniture and appliances.
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  #12995 (permalink)  
Old 12-01-2022, 01:25 PM
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You really have no idea of property prices huh? A 2 bedder in Dakota (Kallangish) is already 1.7m which will wipe out most of your cash savings, not to mention you havenít accounted for Reno, furniture and appliances.
And these are condos. Bungalows are probably out of your reach at this point. Try again in 4-5 years
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  #12996 (permalink)  
Old 12-01-2022, 01:51 PM
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Precisely. Nowadays so easy to make 350k pa? Pls intro me
Join politics, only skill needed is to wave and smile and mumble something during election year.
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  #12997 (permalink)  
Old 13-01-2022, 05:18 AM
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Really donít sound like someone with the capacity of making 350k per annum

Many of your questions can be answered with some simple research
Enlighten me what's the capacity of an individual capable of making 350k/annum?
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  #12998 (permalink)  
Old 13-01-2022, 08:12 AM
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Enlighten me what's the capacity of an individual capable of making 350k/annum?
Someone who doesnít ask stupid questions
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  #12999 (permalink)  
Old 13-01-2022, 11:23 AM
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Someone who doesnít ask stupid questions
You sound like someone filled with pettiness and jealousy. I feel sorry for you.
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  #13000 (permalink)  
Old 13-01-2022, 11:26 AM
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Enlighten me what's the capacity of an individual capable of making 350k/annum?
Assuming you're Singaporean citizen, you can take advantage of the numerous government policies enacted for your benefit such as CECA, and move to India to work in your current role for minimum 350k pa (Indian Rupees).
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