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How much are you earning per annum?

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  #12701 (permalink)  
Old 26-09-2021, 03:44 AM
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Tech, 25
YoE: 3.5
TC: 151k

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  #12702 (permalink)  
Old 26-09-2021, 08:14 AM
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You sure you can buy a four room resale HDB flat for $400k when you retire? LOL. HDB are now close to a million dollars my friend. Double that number to be realistic.

Singaporeans are assets rich and cash poor due to favourable FT policy.
Hard truths. Vote wisely y'all.

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  #12703 (permalink)  
Old 26-09-2021, 11:59 AM
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Here is our retirement plan

Age 55, we will do this

1. Sell our fully paid condo at $1 million
2. Buy a four room resale HDB flat for $400k, fully pay in cash
3. We will spend for our retirement $40k pa or $400k over 10 years (from age 55 to 65) for me and spouse

Age 65, my spouse and I will get $4500 pm ($54k pa) combined from CPF Life

We will retire in about five years time
Brilliant move. We are both also retiring soon after collecting our CPF at age 55. Our condominium unit is already fully paid. What we need is cash to sustain us from age 57 (our planned retirement age) to age 65 after which we will receive a monthly payout of $4000. If we need $3k pm (or $36k pa) from 57 to 65, the total cash we need will be about $288k. I think we should have $300k cash at 57.

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  #12704 (permalink)  
Old 26-09-2021, 12:00 PM
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Tech, 25
YoE: 3.5
TC: 151k
Cool story
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  #12705 (permalink)  
Old 26-09-2021, 12:34 PM
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this forum ****ing needs registered users and not dumbass bots who post BS stories
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  #12706 (permalink)  
Old 26-09-2021, 12:35 PM
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this forum ****ing needs registered users and not dumbass bots who post BS stories
Tech, 18
YoE: 1/2
TC: 999k
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  #12707 (permalink)  
Old 26-09-2021, 12:41 PM
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Cool story

I mean, feel free to ask any questions, but I'm definitely not fabricating. Just sharing off-topic of this thread.

I work for a big MNC, so those salaries are very very common.
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  #12708 (permalink)  
Old 26-09-2021, 12:44 PM
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Tech, 18
YoE: 1/2
TC: 999k
Finance, 31
YoE : 4
TC: 75k.
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  #12709 (permalink)  
Old 26-09-2021, 12:49 PM
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Politician, 45
YoE : 25 years ex-SAF general
TC: 1+ million dollars
Special skills: Yes men to everything like SAF has taught me

Life is good indeed
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  #12710 (permalink)  
Old 26-09-2021, 02:46 PM
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Brilliant move. We are both also retiring soon after collecting our CPF at age 55. Our condominium unit is already fully paid. What we need is cash to sustain us from age 57 (our planned retirement age) to age 65 after which we will receive a monthly payout of $4000. If we need $3k pm (or $36k pa) from 57 to 65, the total cash we need will be about $288k. I think we should have $300k cash at 57.
You donít need so much in retirement if you live a modest lifestyle

Retirement monthly expenses for retired couple
- Food and groceries = $700
- Utilities, wifi and mobile = $350
- Public transportation = $200
- Medical insurance = $600
- Miscellaneous = $150
- Total = $2000
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