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How much are you earning per annum?

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  #12391 (permalink)  
Old 03-06-2021, 11:05 AM
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No cpfÖ but its not a big concern to me right now. Still ways off a bto anyway.
I think wait till 35 bid 2 room should be doable. Quantum lower also since you considered earning on the lower side.

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  #12392 (permalink)  
Old 03-06-2021, 11:17 AM
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Did I give permission for SIM dog to stop posting?

No?

Then? Waiting for what?
Damn good dog - *whistles*, immediately cum fetch

Daily reminder, not allowed to run away until NUS BBA gives you permission hor?

Now, lai, doggy! *whistles* Cum fetch again! On your Master's command 😂😂

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  #12393 (permalink)  
Old 03-06-2021, 11:19 AM
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I think wait till 35 bid 2 room should be doable. Quantum lower also since you considered earning on the lower side.
Can aim mature or only non-mature?

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  #12394 (permalink)  
Old 04-06-2021, 11:06 AM
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Call, cum. Damn good dog. Again! 😄
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  #12395 (permalink)  
Old 04-06-2021, 11:07 AM
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Can aim mature or only non-mature?
You NUS Trainee right? I think just aim non-mature for now, dont be too ambitious. Must know where you stand. 2 room non-mature shld be your goal now.
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  #12396 (permalink)  
Old 04-06-2021, 11:41 AM
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Seriously y'all very rich.

33, stat board, 52k pa. no investment, no hdb, no car.

i feel like a cockroach
Then you should have a proper financial planning, so 2 years later you can buy a HDB and have a meaningful life.
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  #12397 (permalink)  
Old 04-06-2021, 04:57 PM
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Hi , I am Draftsperson(autocad & microstation) aged 40 and earning 38k PA. Actually i am seeking advice. I currently am pursuing specialist diploma in BIM management at SP.

i am unsure whether BIM is good choice in the futre?
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  #12398 (permalink)  
Old 04-06-2021, 06:23 PM
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We plan to retire at 55. When we reach 55, we will sell our property and downgrade to a cheaper property which we will pay in full cash. We will sell our condo at $1m and then buy a HDB flat at $500k. So we will have $500k cash to spend for our retirement from age 55 to 65. When we reach 65, we have CPF Life. Our annual expenses will not be high as we will cook our meals, do our own household chores, no car and we donít like to shop for new stuff. We have lots of clothes which can last us for a long time. We enjoy a quiet and modest living.
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  #12399 (permalink)  
Old 05-06-2021, 09:31 AM
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Default Really too guai alr

Lai, again dog! *whistles* on my signal!😃


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  #12400 (permalink)  
Old 05-06-2021, 09:34 AM
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We plan to retire at 55. When we reach 55, we will sell our property and downgrade to a cheaper property which we will pay in full cash. We will sell our condo at $1m and then buy a HDB flat at $500k. So we will have $500k cash to spend for our retirement from age 55 to 65. When we reach 65, we have CPF Life. Our annual expenses will not be high as we will cook our meals, do our own household chores, no car and we donít like to shop for new stuff. We have lots of clothes which can last us for a long time. We enjoy a quiet and modest living.
Are you at the financial security, independence, freedom or abundance level?
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