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How much are you earning per annum?

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  #12271 (permalink)  
Old 06-05-2021, 02:03 PM
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52, M. Retiring @ 55. Will collect $200k cash from CPF @ 55. Will spend $200k from 55 to 65. @ 65, collect CPF Life till death. Small apartment paid up. No debt. I am successful as I can retire @ 55. Many of my friends cannot retire @ 55 because they still have lots of mortgage to clear because they bought expensive houses and they spend a lot. I am a simple nobody. Happy.
I'm also thinking retiring at 55. 55 is actually too late. There is a high flyer here who retired at 45. Must be an ex-investment banker

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  #12272 (permalink)  
Old 06-05-2021, 03:07 PM
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My point is it does not matter what degree you have or where you are educated. You are still being schooled by the no degree, never go to Uni or college SME towkay who is employing most of Singapore's workforce. Including those with degrees. So stop arguing and work harder so that towkay can buy a brand new Tesla.
What if I tell you that Iím actually the no college towkay with nothing to do (cus I have slaves working for me) thatís why Iím browsing forums?

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  #12273 (permalink)  
Old 07-05-2021, 11:36 AM
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WOW!!!!!!!! $200k from your CPF is a lot of money!!!! Many people don't have that much. Well done!


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Originally Posted by Unregistered View Post
52, M. Retiring @ 55. Will collect $200k cash from CPF @ 55. Will spend $200k from 55 to 65. @ 65, collect CPF Life till death. Small apartment paid up. No debt. I am successful as I can retire @ 55. Many of my friends cannot retire @ 55 because they still have lots of mortgage to clear because they bought expensive houses and they spend a lot. I am a simple nobody. Happy.



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  #12274 (permalink)  
Old 08-05-2021, 04:08 PM
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For a single person, you donít need much to live humbly in Singapore assuming your hdb flat is paid up

Food $20 per day or $600 pm
Utilities, mobile and wifi $200 pm
Transport $100 pm
Miscellaneous $100 pm
Total $1000 pm

You donít need millions to retire unless youíre eating at restaurants for every meal everyday. If you do this, you will die early. lol
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  #12275 (permalink)  
Old 12-05-2021, 04:56 PM
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Originally Posted by Unregistered View Post
For a single person, you donít need much to live humbly in Singapore assuming your hdb flat is paid up

Food $20 per day or $600 pm
Utilities, mobile and wifi $200 pm
Transport $100 pm
Miscellaneous $100 pm
Total $1000 pm

You donít need millions to retire unless youíre eating at restaurants for every meal everyday. If you do this, you will die early. lol
i would factor in maybe another 300 - 500 for medical(Gp visit), healthcare product and dental cost.
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  #12276 (permalink)  
Old 17-05-2021, 09:00 AM
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Originally Posted by Unregistered View Post
For a single person, you donít need much to live humbly in Singapore assuming your hdb flat is paid up

Food $20 per day or $600 pm
Utilities, mobile and wifi $200 pm
Transport $100 pm
Miscellaneous $100 pm
Total $1000 pm

You donít need millions to retire unless youíre eating at restaurants for every meal everyday. If you do this, you will die early. lol
Food just need $7 per day. Breakfast at home $2, lunch hawker food $3, dinner cook at home $2 = $7. $210 per month
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  #12277 (permalink)  
Old 17-05-2021, 12:38 PM
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Food just need $7 per day. Breakfast at home $2, lunch hawker food $3, dinner cook at home $2 = $7. $210 per month

Need to account for inflation and other food options.

Why make your life so tough..Balance is key.


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  #12278 (permalink)  
Old 18-05-2021, 02:15 PM
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Food just need $7 per day. Breakfast at home $2, lunch hawker food $3, dinner cook at home $2 = $7. $210 per month
Nowadays still can meal outside for $3? More like $7 per meal?
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  #12279 (permalink)  
Old 18-05-2021, 02:43 PM
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Nowadays still can meal outside for $3? More like $7 per meal?
Why cannot? Cai png ask for 2 veg 1 meat will hit around $3 at most foodcourts. Go hawker centre even cheaper, some you can even buy noodles for just $2.50. you stay in sg?
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  #12280 (permalink)  
Old 18-05-2021, 02:51 PM
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Why cannot? Cai png ask for 2 veg 1 meat will hit around $3 at most foodcourts. Go hawker centre even cheaper, some you can even buy noodles for just $2.50. you stay in sg?
Sorry we not like you. Work downstairs your block got $3 cai png with 2 veg 1 meat
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