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How much are you earning per annum?

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  #12091 (permalink)  
Old 28-11-2020, 04:01 PM
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Female, mid 30s, local U grad, internet industry, family household income 500-600k p.a, current asset networth around 1.1M, plan to retire at age of 50-55, with 4-5 private properties. Honestly, still need to work hard for the next 20 years or so to achieve this goal.
how come asset networth so low? with this household income you should start to invest more.

both me and wife (mid 30s) are earning > 200k pa.
currently owning 2 private each (total 4), with 2 fully paid and other 2 50% paid

no plans for early retirement (still having good worklife balance), just want to leave more assets for my children



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  #12092 (permalink)  
Old 28-11-2020, 08:01 PM
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Female, mid 30s, local U grad, internet industry, family household income 500-600k p.a, current asset networth around 1.1M, plan to retire at age of 50-55, with 4-5 private properties. Honestly, still need to work hard for the next 20 years or so to achieve this goal.
This is the only true salary posted here. The rest are trolls.

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  #12093 (permalink)  
Old 28-11-2020, 08:14 PM
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how come asset networth so low? with this household income you should start to invest more.

both me and wife (mid 30s) are earning > 200k pa.
currently owning 2 private each (total 4), with 2 fully paid and other 2 50% paid

no plans for early retirement (still having good worklife balance), just want to leave more assets for my children

Wonder why you pay extra tax on own 2 private each.

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  #12094 (permalink)  
Old 28-11-2020, 09:48 PM
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That's honestly quite low for someone your age. Are you a ITE grad?
That's really uncalled for. You think those who are earning less (that definitely made up of the majority of the working population) would declare their salary here? What an inconsiderate privileged person you are.
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  #12095 (permalink)  
Old 28-11-2020, 10:53 PM
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Wonder why you pay extra tax on own 2 private each.
thats the minimum tax i can paid to own multiple properties.
if both of us own 4 together (instead of 2 each), absd itself will kill us

renting 2 out, 1 under development. so still ok
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  #12096 (permalink)  
Old 29-11-2020, 08:05 AM
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thats the minimum tax i can paid to own multiple properties.
if both of us own 4 together (instead of 2 each), absd itself will kill us

renting 2 out, 1 under development. so still ok
Ok; the minimun tax is still alot because you are set back by a few hundred K.

But as you said you are leaving assets to your children.
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  #12097 (permalink)  
Old 30-11-2020, 07:50 AM
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thats the minimum tax i can paid to own multiple properties.
if both of us own 4 together (instead of 2 each), absd itself will kill us

renting 2 out, 1 under development. so still ok
Can I ask what is the value of your property and how much are you receiving in rental? Just trying to do the math to see if it is worthwhile investing in real estate vs. stock market.
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  #12098 (permalink)  
Old 30-11-2020, 09:38 AM
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Can I ask what is the value of your property and how much are you receiving in rental? Just trying to do the math to see if it is worthwhile investing in real estate vs. stock market.
staying in a 3 bedder

renting 2 1 bedder out with 1.7k (bought at 580k) and 2k (bought at 700k) rental each. property tax is 1.2k and 1.5k. MA fee is 220 each.
another 1 bedder (650k) under construction

all freehold
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  #12099 (permalink)  
Old 30-11-2020, 09:49 AM
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how come asset networth so low? with this household income you should start to invest more.

both me and wife (mid 30s) are earning > 200k pa.
currently owning 2 private each (total 4), with 2 fully paid and other 2 50% paid

no plans for early retirement (still having good worklife balance), just want to leave more assets for my children
What are you two working as?
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  #12100 (permalink)  
Old 30-11-2020, 09:58 AM
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What are you two working as?
i am in IT (public sector) while my wife is in Finance (private sector), both of us are typical office white collar. =)
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