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How much are you earning per annum?

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  #11751 (permalink)  
Old 21-07-2019, 10:04 PM
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40 this year.

Salary: 135K per annum
Equities: 200K, earning 4% dividends each year.
Cash: another 250K here and there waiting on the sideline
Property: Probably 650K, 50% with the wife, fully paid
CPF: 300K, can smell cannot touch

No plans to upgrade to condo, prefer to keep investing prudently to become financially free in 10 years.
How do u manage to earn 135K?

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  #11752 (permalink)  
Old 22-07-2019, 01:03 AM
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How do u manage to earn 135K?
I thought that will be quite average for a 40 year old uncle in a farmer type job

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  #11753 (permalink)  
Old 23-07-2019, 09:31 AM
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You have achieved much success since you are a couple millionaire.
You are in the upper middle class group.
Well done!


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We are a middle class family, living a simple but comfortable life. My spouse and I earn a combined income of $120k pa. This amount is very modest for a couple in their early 50s but we are happy. We live in a humble home which is mortgage free. We are debt free. We donít like debt. Being debt free feels good.

We can still afford cheap year end holidays as well as going out to family restaurants occasionally. We also support our old parents financially, on both sides.

Our combined net worth (home + cpf + cash) is $1 mil ($500k each). The average wealth per adult in Singapore in 2018 is $390k. So, we are above average. We have done quite well actually.

How about you? Is your net worth higher or lower than us? Are you debt free too or still have a big debt to clear?

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  #11754 (permalink)  
Old 23-07-2019, 12:01 PM
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Mid 30's female, no kids
1 luxury brand car, 1 HDB. Neither are fully paid.
I'm a self-employed artist with clients from overseas, bringing in around $20k - $25k PM or roughly $240k PA. Cons - I work around the clock because if I don't, I won't have any income.
My expenses are relatively low ($5k a month max), so I can save around $15k - $20k each month.
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  #11755 (permalink)  
Old 23-07-2019, 01:17 PM
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Mid 30's female, no kids
1 luxury brand car, 1 HDB. Neither are fully paid.
I'm a self-employed artist with clients from overseas, bringing in around $20k - $25k PM or roughly $240k PA. Cons - I work around the clock because if I don't, I won't have any income.
My expenses are relatively low ($5k a month max), so I can save around $15k - $20k each month.
What do you do as an artist? Drawing and painting?


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  #11756 (permalink)  
Old 29-07-2019, 11:30 PM
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Engineering manager
200k salary + 200k (bonus + stock)
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  #11757 (permalink)  
Old 31-07-2019, 10:29 AM
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We are a young couple, early 30s with one child. Both educated in the US working at US MNCs. Collectively earns around $32k in cash per month. Our companies also provide equity of $500k to $700k per year. Currently holding around $2.2m in equities and cash. Own a 3 BR condo in D10 with around $700k in equity. No car. Aiming to retire once we have $10m saved (not including our own home).
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  #11758 (permalink)  
Old 31-07-2019, 10:55 AM
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We are a young couple, early 30s with one child. Both educated in the US working at US MNCs. Collectively earns around $32k in cash per month. Our companies also provide equity of $500k to $700k per year. Currently holding around $2.2m in equities and cash. Own a 3 BR condo in D10 with around $700k in equity. No car. Aiming to retire once we have $10m saved (not including our own home).
Wow you guys are really good!
Were you and your spouse on scholarship in the US?
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  #11759 (permalink)  
Old 31-07-2019, 04:03 PM
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Wow you guys are really good!
Were you and your spouse on scholarship in the US?
We were blessed to have parents who could support our education. We both also worked through college.
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  #11760 (permalink)  
Old 31-07-2019, 07:49 PM
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We are a young couple, early 30s with one child. Both educated in the US working at US MNCs. Collectively earns around $32k in cash per month. Our companies also provide equity of $500k to $700k per year. Currently holding around $2.2m in equities and cash. Own a 3 BR condo in D10 with around $700k in equity. No car. Aiming to retire once we have $10m saved (not including our own home).
Thats good. Which industry are your working in?
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