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How much are you earning per annum?

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  #10431 (permalink)  
Old 25-08-2016, 10:07 AM
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Great to know that you have a good plan...no debt, happy and financially healthy. Do you have any children? If yes, need to set aside some educational funds. If your CPF is enough for ERS by 55 yrs old, it will solidfy your returement income. Try not to downgrade your condo. Only do it as a last resort.
Currently my passive income from investments is $2k pm. Hope to grow it to at least $3k pm by my retirement age 58. It could be $4k pm or more. At 55, I will opt for ERS so that by 65, my passive income can be $5k pm or more. If my children give us allowance, it will be a bonus. I will not downgrade from my 3 bedder condo so that my chidlren and grandchildren can visit us and use the spare rooms, gym, tennis court and swimming pool.

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  #10432 (permalink)  
Old 25-08-2016, 10:28 AM
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Currently my passive income from investments is $2k pm. Hope to grow it to at least $3k pm by my retirement age 58. It could be $4k pm or more. At 55, I will opt for ERS so that by 65, my passive income can be $5k pm or more. If my children give us allowance, it will be a bonus. I will not downgrade from my 3 bedder condo so that my chidlren and grandchildren can visit us and use the spare rooms, gym, tennis court and swimming pool.
These are wise words, rarely seen around here now.

Like you, I am also working on a retirement portfolio. I am on target to get 3k every month when I fully retire at 65. With CPF LIFE, that should top it up to 5k. Together with my spouse, we will have 8-10k of passive income at retirement. This will allow us to lead a comfortable life in our condo, as well as afford a car. For us, there is no point in retiring and having to downgrade our lifestyle to a HDB and taking public transport.

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  #10433 (permalink)  
Old 25-08-2016, 02:05 PM
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Look at this idiot above replying himself again.

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  #10434 (permalink)  
Old 25-08-2016, 02:49 PM
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Originally Posted by Unregistered View Post
These are wise words, rarely seen around here now.

Like you, I am also working on a retirement portfolio. I am on target to get 3k every month when I fully retire at 65. With CPF LIFE, that should top it up to 5k. Together with my spouse, we will have 8-10k of passive income at retirement. This will allow us to lead a comfortable life in our condo, as well as afford a car. For us, there is no point in retiring and having to downgrade our lifestyle to a HDB and taking public transport.
Cool Story Brudder
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  #10435 (permalink)  
Old 25-08-2016, 04:02 PM
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Originally Posted by Unregistered View Post
These are wise words, rarely seen around here now.

Like you, I am also working on a retirement portfolio. I am on target to get 3k every month when I fully retire at 65. With CPF LIFE, that should top it up to 5k. Together with my spouse, we will have 8-10k of passive income at retirement. This will allow us to lead a comfortable life in our condo, as well as afford a car. For us, there is no point in retiring and having to downgrade our lifestyle to a HDB and taking public transport.
These are wise words, rarely seen around here now.

Like you, I am also working on a retirement portfolio. I am on target to get 3k every month when I fully retire at 65. With CPF LIFE, that should top it up to 5k. Together with my spouse, we will have 8-10k of passive income at retirement. This will allow us to lead a comfortable life in our condo, as well as afford a car. For us, there is no point in retiring and having to downgrade our lifestyle to a HDB and taking public transport.
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  #10436 (permalink)  
Old 26-08-2016, 12:35 PM
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As I look out the window, I feel blessed although I am a LJ person who likes to troll and scam people telling them how good I am. Only idiots will read and believe what I say, but there are many out there who are naive and dumb. Just saying.

I recalled my earlier days as a high flying corporate executive. Those days were crazy days, rushing early in the morning, stuck in traffic, rushing from one meeting to another, flying from one city to another, rain or shine.

But it was worth it as the hard work enables me to earn a fortune. I had plenty of cash to invest. I invested by big salaries and bonuses instead of splurging on expensive cars and other wasteful things. My many years of investments paid off extremely well. I'm now happily retired, my passive income from investments easily sustains my family. They are enjoying a good life too - living in a nice condo, going overseas holidays, driven around in a car, enjoying good food at restaurants, etc.

As a multi millionaire, I'm still busy, busy managing and growing my wealth, busy pursuing the many interests I had no time for previously, busy taking good care of my family, busy spending time with my very old parents and busy volunteering at charities and non profit organisations. Life is more meaningful and fulfilling. I'm healthier and happier.

In life, you have to make tough choices. Choose the wrong career and you can be working all your life. There are people who did not enjoy a single day of retirement. They died before they retired. That's sad.

Choose the right high paying career, work hard, be the best in your field, invest well and become a multi millionaire. You can then afford to retire early and enjoy a full life like me.


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  #10437 (permalink)  
Old 26-08-2016, 03:43 PM
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Yes you are lj person that don't appreciate the poster that give good advice.

Quote:
Originally Posted by unregistered View Post
as i look out the window, i feel blessed although i am a lj person who likes to troll and scam people telling them how good i am. Only idiots will read and believe what i say, but there are many out there who are naive and dumb. Just saying.

I recalled my earlier days as a high flying corporate executive. Those days were crazy days, rushing early in the morning, stuck in traffic, rushing from one meeting to another, flying from one city to another, rain or shine.

But it was worth it as the hard work enables me to earn a fortune. I had plenty of cash to invest. I invested by big salaries and bonuses instead of splurging on expensive cars and other wasteful things. My many years of investments paid off extremely well. I'm now happily retired, my passive income from investments easily sustains my family. They are enjoying a good life too - living in a nice condo, going overseas holidays, driven around in a car, enjoying good food at restaurants, etc.

As a multi millionaire, i'm still busy, busy managing and growing my wealth, busy pursuing the many interests i had no time for previously, busy taking good care of my family, busy spending time with my very old parents and busy volunteering at charities and non profit organisations. Life is more meaningful and fulfilling. I'm healthier and happier.

In life, you have to make tough choices. Choose the wrong career and you can be working all your life. There are people who did not enjoy a single day of retirement. They died before they retired. That's sad.

Choose the right high paying career, work hard, be the best in your field, invest well and become a multi millionaire. You can then afford to retire early and enjoy a full life like me.
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  #10438 (permalink)  
Old 27-08-2016, 10:56 AM
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Today I look out of my window... Sian man got haze.
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  #10439 (permalink)  
Old 29-08-2016, 10:37 AM
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Today I look out of my window... Sian man got haze.
We should start a thread of called "Looking out of my window !"

Ha ha.. this is so absurd it is funny.
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  #10440 (permalink)  
Old 29-08-2016, 03:37 PM
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Currently I do not have a window to look out of when I wake up. How am I doing? Will I be able to retire at 65?

I already feel one step behind the guy who can wake up and look out the window.
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