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15-12-2024, 07:58 PM
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Quote:
Originally Posted by Unregistered
Hey bro, thanks a lot for your reply!
Just one more question and not sure if that sounds stupid to u. So I feel psych is suitable for me for reasons above and I am really keen to do it so I would probably work on that as well.
If I do the UK route, I would probably also focus on both MSRA and EC/research (psych in UK is MSRA only but seems many IMG from South Asia apply it as a non-GP backup for NTN, skewing up the competition ratio to crazy level now; and I plan to also try if I can do ACF in psych - run-through with no worry on training spot + free time to research / teach).
But bro do you gradually lose general medical knowledge over time working as a psych? I wonder if I will eventually unable to review people who are physically ill. I was grateful one of the GPs suggest I have OSA (I am not obese and saw 3-4 GP, tested blood, thyroid, etc. and took many turns to find a doc who suggested this). After I become psych I think I won't work on these cases anymore but I wonder if we still retain the knowledge to see or advise our patients / family or friends that they may have some health issues that need to speak to someone.
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Current medical student in the UK here so my info may be a bit more up to date. The competition numbers may have inflate more this cycle because MSRA needed for most specialties now so people will just anyhow apply even if they don’t intend to take it so don’t be startled by that. Additionally, there’s a lot of portfolio related barriers and interview that will put u ahead of the IMGs so long as u go to a well ranked school and proactively go through med school. Very reasonable to target psych or even derm but derm takes longer i think
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15-12-2024, 10:46 PM
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Seriously i feel people in this post are way more supportive than people in finance
Thanks bros for all the advice and experience shared
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15-12-2024, 11:04 PM
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Quote:
Originally Posted by Unregistered
Seriously i feel people in this post are way more supportive than people in finance
Thanks bros for all the advice and experience shared
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What you going to do with ageing parents in sg, if you work in the UK?
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15-12-2024, 11:05 PM
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Quote:
Originally Posted by Unregistered
Current medical student in the UK here so my info may be a bit more up to date. The competition numbers may have inflate more this cycle because MSRA needed for most specialties now so people will just anyhow apply even if they don’t intend to take it so don’t be startled by that. Additionally, there’s a lot of portfolio related barriers and interview that will put u ahead of the IMGs so long as u go to a well ranked school and proactively go through med school. Very reasonable to target psych or even derm but derm takes longer i think
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Looks like your info is not up to date...
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15-12-2024, 11:14 PM
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Quote:
Originally Posted by Unregistered
Looks like your info is not up to date...
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Acute Care Common Stem (ACCS) Emergency Medicine CT/ST1.
Clinical Radiology ST1.
Core Psychiatry CT1.
Core Surgical Training CT1.
General Practice ST1.
Nuclear Medicine ST3.
Obstetrics and Gynaecology ST1
List of MSRA requiring specialties ^
Not sure about derm training length tho sorry bit of an ortho bro myself
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15-12-2024, 11:28 PM
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Quote:
Originally Posted by Unregistered
What you going to do with ageing parents in sg, if you work in the UK?
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He can return to SG after he CCT and finish his training. He doesn’t have to stay there permanently
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15-12-2024, 11:33 PM
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Quote:
Originally Posted by Unregistered
Seriously i feel people in this post are way more supportive than people in finance
Thanks bros for all the advice and experience shared
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Unrelated question but
Is finance people all very cut-throat and mercenary
just asking because I changed my wealth banker a few times already because their attitude CMI
High and mighty and scoff at me when I don’t want to buy their investment or insurance products (I know I am a small fry just barely hit minimum AUM for private banking) but come on.. how you gonna expect clients to stay loyal when your attitude is so bad
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15-12-2024, 11:48 PM
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Quote:
Originally Posted by Unregistered
Seriously i feel people in this post are way more supportive than people in finance
Thanks bros for all the advice and experience shared
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You were nice and gave good advice bro ofc we will be nice too
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16-12-2024, 12:03 AM
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Quote:
Originally Posted by Unregistered
Unrelated question but
Is finance people all very cut-throat and mercenary
just asking because I changed my wealth banker a few times already because their attitude CMI
High and mighty and scoff at me when I don’t want to buy their investment or insurance products (I know I am a small fry just barely hit minimum AUM for private banking) but come on.. how you gonna expect clients to stay loyal when your attitude is so bad
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Not on the wealth side so not a practitioner experience but based on my knowledge these guys have crazy target (depend on bank, most banks are origination based so if u dont generate much money to RM they dgaf to u; then some just let RM to run existing PB book as main business with some of the former type of origination, but even in this way u aren't really a profitable banker to them so ...)
Retail ones let's say dbs or hsbc 1m sgd type, i dont have the precise number but i guess they make 10k with 7-8y experience of sales (all ballpark, can't be sure)
Then they sell u an insurance with saving / investment feature, maybe 10y long each year 10k sgd the bank makes 4-5k (40-50% of first year premium, sth like that), the bank need a few times of such commission to cover cost and make money. 10k*10y is 100k, this makes 5k commission let's say, want to cover 10k salary 4 times need to sell 8 times, imagine every month need to find some idiots to buy 800k
Too busy to serve u la... If u buy funds, upfront subscription fee for unit trust 1.5-2.5% goes to the bank, similar logic, sell 500k a month then can cover salary, bank want u sell way more than 4-5 times in reality. Need to pay rent in orchard or raffles place, need to hire back office onboarding, need to pay marketing, need a lot of crap
So u know if every month they busy need to rip off ppl with a few m unit trust or insurance target u know hard for them to serve u. U tell them u want to do premium financing to buy 1m insurance, they immediately come call u dad
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16-12-2024, 12:08 AM
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Quote:
Originally Posted by Unregistered
He can return to SG after he CCT and finish his training. He doesn’t have to stay there permanently
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He is in his late 30s. Finishing training in early 50s.
I would go for law or engineering or MBA if I were him.
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