How is life as a doctor in Singapore?

Originally Posted by Unregistered

Nah gastro i’d say is procedural alr. Cardio as well. Hmm a medical specialty that’s semi procedural. Could be derm?

Nvm fairly certain this might be a rad

Originally Posted by Unregistered

banking bro- you ready to be doing HO in your mid 40s and residency in your 50s? i think you will rgeret this choice. but i also think if you dont try, you will regret too. if you have some extra money to dabble into a medical degree, then do

to everyone else- honestly, cannot compare finance/ law with medicine. i came from a humble background and am the first doctor in the family. i have witnessed life outside medicine through my immediate family and i know for certain that if you do well in finance, you can be rich very quickly. medicine wise, even if you are doing very well, there is no guarantee taht you can be rich. you can be comfortable though. all working doctorsd are comfortable in life. doctors dont get rich from doctoring, and inclusive of derms too. doctors trade time for money. those who get rich in doctoring essentially extended to being an entrepreneur.

U definitely can become rich as a doctor if u are doing well. Every private specialist who would be “doing well” within medicine is definitely rich within most measures. Any Gp who hustles hard early on and invests well can be rich. If ur making 400-500k and aggressively invest, it’s very possible to accrue a few mil. From that point on compounding really starts to kick in and does the heavy lifting

Banking bro here again
I am quite keen going to school in 2026 (passed 2025 cycle and expected continued layoffs in 2025 then i may take the severance, hopefully got some extra cash for tuition or at least decent passive income)

Not sure what i can do these days - thinking of doing some healthcare volunteering and apply for clinical shadowing
Lots of work even on weekends and no time to find a gf - hope can find one in school but ffs i am too old

From a monetary and low effort perspective anything surgical is a longshot for an old person like me. IM grind seems to suck and cards or gi just as difficult as surgery. I thought about IM then rheum, seems low intensity private clinic with average money once private. A bit research heavy so easier to get academic appointment for future nepo (?)

Or should i do psych? Probably with experience relate to most of the white collar patients who just have stress or bipolar daily from work - not sure if this is valued at all in both specialty selection or practice perspective though.

Last one maybe just return to hk with my gf as an fm doc given the fm ac in hk phi is around 300k sgd a year

Can I ask how strict is the no moonlighting rule enforced by private gp groups? (E.g if one joins rmg, can he locum for other groups?) Mohh is really strict nowadays,not sure if private gp groups enforce this so strictly.

Originally Posted by Unregistered

Banking bro here again
I am quite keen going to school in 2026 (passed 2025 cycle and expected continued layoffs in 2025 then i may take the severance, hopefully got some extra cash for tuition or at least decent passive income)

Not sure what i can do these days - thinking of doing some healthcare volunteering and apply for clinical shadowing
Lots of work even on weekends and no time to find a gf - hope can find one in school but ffs i am too old

From a monetary and low effort perspective anything surgical is a longshot for an old person like me. IM grind seems to suck and cards or gi just as difficult as surgery. I thought about IM then rheum, seems low intensity private clinic with average money once private. A bit research heavy so easier to get academic appointment for future nepo (?)

Or should i do psych? Probably with experience relate to most of the white collar patients who just have stress or bipolar daily from work - not sure if this is valued at all in both specialty selection or practice perspective though.

Last one maybe just return to hk with my gf as an fm doc given the fm ac in hk phi is around 300k sgd a year

Wow you are willing to take on the stress of going back to med school for a guaranteed 300k annum salary many many years down the road.

Is it really worth it? Think about the opportunity cost. A western med education cost at least 600k. Put that in nasdaq/SP500, that 600k can easily compound to 1 million or more by the time you finish med school and FM residency

Originally Posted by Unregistered

Wow you are willing to take on the stress of going back to med school for a guaranteed 300k annum salary many many years down the road.

Is it really worth it? Think about the opportunity cost. A western med education cost at least 600k. Put that in nasdaq/SP500, that 600k can easily compound to 1 million or more by the time you finish med school and FM residency

Does not sound like a sensible choice. This guy is going into medicine because he thinks it is the easier option than what he has now. Going to be grinding HO and residency in his 40s and 50s. Ended up having no life and no wife.

Originally Posted by Unregistered

Depends on what’s your definition of rich. To someone from humble background like yourself, it might mean earning stable 6 figures a year. In which case med is the best choice given that as long you graduate you become a doctor. Minimally a GP. The lowest you can make is 180k a year.

Banking/Law have higher ceilings but lower floors as well. That’s the risk someone must take.

6 figs from active income is comfortable, not rich. Six figs per annum from passive income is considered rich.

Originally Posted by Unregistered

6 figs from active income is comfortable, not rich. Six figs per annum from passive income is considered rich.

So around 3 million in stock portfolio.. quite doable by age 50 for most doctors if you save well

Originally Posted by Unregistered

Wow you are willing to take on the stress of going back to med school for a guaranteed 300k annum salary many many years down the road.

Is it really worth it? Think about the opportunity cost. A western med education cost at least 600k. Put that in nasdaq/SP500, that 600k can easily compound to 1 million or more by the time you finish med school and FM residency

Is it really worth it? Think about the opportunity cost. A western med education cost at least 600k. Put that in nasdaq/SP500, that 600k can easily compound to 1 million or more by the time you finish med school and FM residency[/QUOTE]

Actually it costs around 500k + He is postgrad so only 4 years + he isn't paying 500k upfront. He is also gonnn be in HK most likely so financially it seems to work out. Too much effort for me tho id just invest what i have and work until im fired

Originally Posted by Unregistered

So around 3 million in stock portfolio.. quite doable by age 50 for most doctors if you save well

Doable much much earlier than that if u save and invest prudently. Even 10 mil net worth is possible for a doctor who is financially savvy