How is life as a doctor in Singapore?

Originally Posted by Unregistered

How much were u making before? 7.5k is really a pittance

Ya, really low, barely have any savings every month. Full reg only about S$11K. Then cannot leave for a year or gotta pay back 3 mths. That's why need investments in property and stocks to survive and achieve FIRE.

Originally Posted by Unregistered

Ya, really low, barely have any savings every month. Full reg only about S$11K. Then cannot leave for a year or gotta pay back 3 mths. That's why need investments in property and stocks to survive and achieve FIRE.

what how is it so low?? All my GP friends are making 20-30K a month on average

Originally Posted by Unregistered

what how is it so low?? All my GP friends are making 20-30K a month on average

Locum rates are higher now and if u work nights, u can get high pay.

But I work 41 hrs a week office hrs.

I take a lot of HL and need the medical benefits as getting older.

Originally Posted by Unregistered

what how is it so low?? All my GP friends are making 20-30K a month on average

Your friends must either locum long hrs, own their own clinic or work in Aesthetics. Normal employee GPs don't earn so much.

Originally Posted by Unregistered

Ya, really low, barely have any savings every month. Full reg only about S$11K. Then cannot leave for a year or gotta pay back 3 mths. That's why need investments in property and stocks to survive and achieve FIRE.

The property game like getting harder and harder.
A 2 bed condo now costs around 1.7-1.8m (new launch).
Newer resale in the better locations also 1.5-1.6m
For single, even with GP/AC salary doable, but also not easy.
- sadly for singles no point playing the HDB market due to mop restrictions
- to get landed, not sure need to flip how many times (or even possible man)

Just started out the journey with a 2 bed condo in mid 30s, Not sure where I can eventually upgrade to..

Originally Posted by Unregistered

Your friends must either locum long hrs, own their own clinic or work in Aesthetics. Normal employee GPs don't earn so much.

Though my pay only a pathetic S$7500 now, my combined networth with hubby is S$4 mil at about age 50 years. We can actually FIRE and retire now. Thanks to stocks like UOB, Nvidia and Meta and of course Sg property.

Originally Posted by Unregistered

The property game like getting harder and harder.
A 2 bed condo now costs around 1.7-1.8m (new launch).
Newer resale in the better locations also 1.5-1.6m
For single, even with GP/AC salary doable, but also not easy.
- sadly for singles no point playing the HDB market due to mop restrictions
- to get landed, not sure need to flip how many times (or even possible man)

Just started out the journey with a 2 bed condo in mid 30s, Not sure where I can eventually upgrade to..

Yes indeed, Sg property now very expensive. That's why many parents are helping their children.

Originally Posted by Unregistered

Your friends must either locum long hrs, own their own clinic or work in Aesthetics. Normal employee GPs don't earn so much.

No actually they work normal hours. U can google, base anchor GP fresh no YOE is 18-22k offers. Then usually with more years of production and experience, 30k is doable. Many are also in aesthetics making more than 30k

Originally Posted by Unregistered

Though my pay only a pathetic S$7500 now, my combined networth with hubby is S$4 mil at about age 50 years. We can actually FIRE and retire now. Thanks to stocks like UOB, Nvidia and Meta and of course Sg property.

This is really a lot lower than I expected. Am a specialist now but a lot of my peers seem to be making a lot more than this even as GP

Originally Posted by Unregistered

No actually they work normal hours. U can google, base anchor GP fresh no YOE is 18-22k offers. Then usually with more years of production and experience, 30k is doable. Many are also in aesthetics making more than 30k

I had interviews with a few groups. They only offer about S$15k. I think higher need to do Aesthetics or work nights and weekends.

Anyway, once I get my full reg, I can explore options outside.

But I had a terrible experience working for a small GP group before. Worked through CNY and when I needed an MC, they fired me without pay!

Hence wary about exploring outside too.

My current workplace is easy to take leave and MC and HL.