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How is life as a doctor in Singapore?

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  #10331 (permalink)  
Old 03-03-2025, 06:54 PM
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s://ibb.co/x8Rf2bpk

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  #10332 (permalink)  
Old 03-03-2025, 06:56 PM
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Wow, that's a lot.

My income tax at most is S$2k plus, last year only few hundred. Thanks to Working Mother Child Relief and S$8k relief from Top up to my mum's SA.
That's even lower than the taxes I paid when I was mo. For gp salary, even if one max out the 80k relief, (which is the max) I still think one has to pay 5 figure tax annually.

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  #10333 (permalink)  
Old 03-03-2025, 07:02 PM
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That's even lower than the taxes I paid when I was mo. For gp salary, even if one max out the 80k relief, (which is the max) I still think one has to pay 5 figure tax annually.
Female Dr's who have children don't need to pay 5 figure lah. WMCR is very powerful, deduct more than S$40 k of my taxable income. The more children the less tax.



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  #10334 (permalink)  
Old 03-03-2025, 07:05 PM
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Female Dr's who have children don't need to pay 5 figure lah. WMCR is very powerful, deduct more than S$40 k of my taxable income. The more children the less tax.
But max relief of 80k still applies even if you have 10 children.
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  #10335 (permalink)  
Old 03-03-2025, 07:07 PM
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[url=s://ibb.co/x8Rf2bpk][s://i.ibb.co/M53GgHYv/Screenshot-2025-03-03-at-18-35-09.png[/[/

Non procedure AC - 2024

but with a bunch of overtime work.

Without that would likely be in the 280-290k region IMO
That should be enough to convince people that FM has no future in sg salary wise. I think to hit that (354k/year) as FM, need to be at least C/SC. FM ac (mmed/fcfp) only 250k
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  #10336 (permalink)  
Old 03-03-2025, 07:10 PM
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But max relief of 80k still applies even if you have 10 children.
My pay relatively low usually around S$120k to 150k a year when locuming. Cause I only work 30 plus hrs a week.

C reg pay only about S$104 k last year. This coming yr should be S$130k. Waiting for full reg when pay should be better.
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  #10337 (permalink)  
Old 03-03-2025, 07:13 PM
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My pay relatively low usually around S$120k to 150k a year when locuming. Cause I only work 30 plus hrs a week.

C reg pay only about S$104 k last year. This coming yr should be S$130k. Waiting for full reg when pay should be better.
I work reduced hrs with 2 to 4/5 afternoon off a mth, that's partly why pay low.
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  #10338 (permalink)  
Old 03-03-2025, 07:31 PM
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That should be enough to convince people that FM has no future in sg salary wise. I think to hit that (354k/year) as FM, need to be at least C/SC. FM ac (mmed/fcfp) only 250k
GP no future.. my uncle surgeon already happily retired at 68 with 5 houses in sg including a gcb. Meanwhile my neighbourhood GP still working at age of 72


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  #10339 (permalink)  
Old 03-03-2025, 07:38 PM
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GP no future.. my uncle surgeon already happily retired at 68 with 5 houses in sg including a gcb. Meanwhile my neighbourhood GP still working at age of 72
Don't say until like that lah. All doctors can enjoy early retirement easily. Just retire across the causeway. Malaysia is one of the best countries in the world for retirement. Can get GCB in Malaysia lor.
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  #10340 (permalink)  
Old 03-03-2025, 07:41 PM
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Don't say until like that lah. All doctors can enjoy early retirement easily. Just retire across the causeway. Malaysia is one of the best countries in the world for retirement. Can get GCB in Malaysia lor.
Anyway not all doctors r in the profession just for the money. At least I am not. Is more important to enjoy yr work and find meaning in it.

As a GP, I get to see patients from cradle to grave, the widest variety of cases. Is interesting to me.
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