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  #3261 (permalink)  
Old 08-07-2018, 12:37 PM
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So letís say you and your gf. One in baker one in Wongp.
Both getting called in August 2018. In January 2019, your pay gap is only $500.
And both of you would have breached hdb bto limit of $12k as you combined total will be $14.5k.
Buy a condo then

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  #3262 (permalink)  
Old 08-07-2018, 12:39 PM
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So letís say you and your gf. One in baker one in Wongp.
Both getting called in August 2018. In January 2019, your pay gap is only $500.
And both of you would have breached hdb bto limit of $12k as you combined total will be $14.5k.
You guys aren't aiming higher than that? Cmon I'm sure if you asked your parents and in-laws would be willing to front your downpayment for The Sail @ marina bay right?

In all seriousness a resale flat is the way to go. After that its straight to pvt property already...dont buy into the whole 'young couple must get BTO' schpiel. it doesn't work for everybody's situation.

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  #3263 (permalink)  
Old 08-07-2018, 01:02 PM
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Buy a condo then
Please. Loan to valuation ratio means you have to fork out 20% of a purchase price
Even if you buy condo 99 years in fringe areas, still cost 1.5 million and above for 2 bedroom.
Not everyone has rich parents who can pay the 20% for you

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  #3264 (permalink)  
Old 08-07-2018, 01:43 PM
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I believe it is a legal executive pay. And youíll get the full pay after being called to bar
nono.. I also get the title of associate.. not legal exec
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  #3265 (permalink)  
Old 08-07-2018, 01:43 PM
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Please. Loan to valuation ratio means you have to fork out 20% of a purchase price
Even if you buy condo 99 years in fringe areas, still cost 1.5 million and above for 2 bedroom.
Not everyone has rich parents who can pay the 20% for you
Donít all law grads who get into wongp and baker have rich parents who can pay for their guaranteed 1:1 from Kings and help them get good jobs too?
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  #3266 (permalink)  
Old 08-07-2018, 02:43 PM
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Please. Loan to valuation ratio means you have to fork out 20% of a purchase price
Even if you buy condo 99 years in fringe areas, still cost 1.5 million and above for 2 bedroom.
Not everyone has rich parents who can pay the 20% for you
You are kidding me. Most law grads nus or not have rich parents. Even if u don't have I'm sure your gf has.


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  #3267 (permalink)  
Old 08-07-2018, 05:14 PM
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nono.. I also get the title of associate.. not legal exec
No idea then
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  #3268 (permalink)  
Old 08-07-2018, 06:00 PM
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I find female lawyers have quite high expectations. It is pretty hard to interbreed if you don't come from a well established family
As a late twenties female lawyer, I don't think we should settle for men earning less than us. I had seniors in their mid 30s who married engineers, bank sales manager, even a bona fide barista out of "love" (pretty sure the unspoken truth is that they were just settling for less due to fearmongering), but eventually their marriages broke down and a messy divorce ensued.
Best part of it is they can't even get any money out of the divorce (pretty sure my seniors ended up worse off financially).
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  #3269 (permalink)  
Old 08-07-2018, 06:25 PM
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As a late twenties female lawyer, I don't think we should settle for men earning less than us. I had seniors in their mid 30s who married engineers, bank sales manager, even a bona fide barista out of "love" (pretty sure the unspoken truth is that they were just settling for less due to fearmongering), but eventually their marriages broke down and a messy divorce ensued.
Best part of it is they can't even get any money out of the divorce (pretty sure my seniors ended up worse off financially).
Well you certainly canít go wrong with marrying a 1:1 from Kings. Parents got money and guy will have bright future.
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  #3270 (permalink)  
Old 08-07-2018, 06:43 PM
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As a late twenties female lawyer, I don't think we should settle for men earning less than us. I had seniors in their mid 30s who married engineers, bank sales manager, even a bona fide barista out of "love" (pretty sure the unspoken truth is that they were just settling for less due to fearmongering), but eventually their marriages broke down and a messy divorce ensued.
Best part of it is they can't even get any money out of the divorce (pretty sure my seniors ended up worse off financially).
Agree. It is hard to accept the difference in earning power. Most will probably be left on the shelf just like the female lawyer for my housing loan.

On a side note, I do have friends who have good marriages despite income differences.

Not everything can measured by money and it takes both to work on the marriage.

Working hours for lawyers are bad. Life is more than just money, status and work.
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