Question about Risk Management Job

[fashynisty]

I was offered an interview by Maybank for this Credit Executive (Retail Credit) position. Want to ask if this job scope has got prospect to credit risk analyst in the future?

"You will be responsible for preparation for credit review and risk assessment analysis of various types of lending proposals for our clients. You will ensure credit quality and its compliance with credit policy and lending guidelines."

Originally Posted by fashynisty

I was offered an interview by Maybank for this Credit Executive (Retail Credit) position. Want to ask if this job scope has got prospect to credit risk analyst in the future?

"You will be responsible for preparation for credit review and risk assessment analysis of various types of lending proposals for our clients. You will ensure credit quality and its compliance with credit policy and lending guidelines."

Just fancy wording to describe ticking off SOP checklist and documentation. Maybank probably even worse than our 3 local banks.

[fashynisty]

Originally Posted by Unregistered

Just fancy wording to describe ticking off SOP checklist and documentation. Maybank probably even worse than our 3 local banks.

Shag...This job got prospect to become credit risk analyst in the future? Job market very bad now don't know should take up this job or not

[noobieguy]

Originally Posted by fashynisty

Shag...This job got prospect to become credit risk analyst in the future? Job market very bad now don't know should take up this job or not

hello dude.. offered interview only leh!! also not offer you position..

wait till they offer you this position then say la..

there many ppl out there want the job..

Originally Posted by noobieguy

hello dude.. offered interview only leh!! also not offer you position..

wait till they offer you this position then say la..

there many ppl out there want the job..

Some people really know how to count chickens before they hatch. Haven't even attended first round interview already thinking "should take up this job or not". Talks as if he's got a few competing offers. ROFL

[fashynisty]

Originally Posted by noobieguy

hello dude.. offered interview only leh!! also not offer you position..

wait till they offer you this position then say la..

there many ppl out there want the job..

Haha okok sorry bro! i put it in wrong words my bad.

TS: Not sure why this obsession to do risk management in a bank. Seeing that you don't even seem to know what a Credit Executive in retail banking does, it sounds like you have no idea about the banking industry in the first place.

You also never mention what your academic qualifications are except that you studied economics and finance, so I assume they are probably average at best. My advice to you is to cast your net wide and apply for as many jobs as you can. You are just wasting precious time by limiting your options that early and chances are it's only going to get tougher for you as most employers dislike people who cannot find a job too long.

[fashynisty]

Originally Posted by Unregistered

TS: Not sure why this obsession to do risk management in a bank. Seeing that you don't even seem to know what a Credit Executive in retail banking does, it sounds like you have no idea about the banking industry in the first place.

You also never mention what your academic qualifications are except that you studied economics and finance, so I assume they are probably average at best. My advice to you is to cast your net wide and apply for as many jobs as you can. You are just wasting precious time by limiting your options that early and chances are it's only going to get tougher for you as most employers dislike people who cannot find a job too long.

Yes, I don't know mostly about banking industry in the first place that's why i ask around here. Thank you for your advice, appreciate much.

Originally Posted by fashynisty

Yes, I don't know mostly about banking industry in the first place that's why i ask around here. Thank you for your advice, appreciate much.

That's the main problem with many freshies like you - it is TOO LATE to wait until graduation then start asking online for help in getting good jobs in banking. This sort of take it easy mentality might work for some industries, but most people know that for popular jobs in banking you have to start working on it from your first year in university.

You are late in the game already. If your degree is average honors from a local uni, start applying for BO and operations jobs in large numbers and maybe some of it will stick.

If your degree is private type, then you are probably game over even for most BO jobs, the best you can hope for is general sales in consumer/corporate banking.

That's the reality. Face it and don't further compound your unemployment by insisting on only applying for banking risk management jobs.

what's the difference between a credit analyst in consumer or corporate banking and the risk analyst you guys are referring to?