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Old 13-08-2014, 04:13 PM
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Default relationship manager?

Hi guys! im a fresh grad and in a dilemma now.

Ive got two interviews for OCBC personal financial consultant and DBS relationship manager. Both are the same sales post essentially though DBS HR mentioned its mainly insurance sales for the first few months. Was wondering if there's anyone here who has experience in either posts and can share with me the pros and cons of what both banks offer? Thanks!

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Old 13-08-2014, 05:48 PM
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Quote:
Originally Posted by lifeshard View Post
Hi guys! im a fresh grad and in a dilemma now.

Ive got two interviews for OCBC personal financial consultant and DBS relationship manager. Both are the same sales post essentially though DBS HR mentioned its mainly insurance sales for the first few months. Was wondering if there's anyone here who has experience in either posts and can share with me the pros and cons of what both banks offer? Thanks!
This kind of generic sales job no difference one. Just pick the one with higher pay and if pay same, go for the one nearer to your house.

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Old 13-08-2014, 06:42 PM
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This kind of generic sales job no difference one. Just pick the one with higher pay and if pay same, go for the one nearer to your house.
Hi! thanks for replying. I dont think I would know which branch Ill be posted to until I get through their trainings or something. Do you happen to know which commission scheme is better? Thankyou!

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Old 14-08-2014, 12:05 AM
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Hi! thanks for replying. I dont think I would know which branch Ill be posted to until I get through their trainings or something. Do you happen to know which commission scheme is better? Thankyou!
There is no such thing as better commission scheme. It all depends on your own performance and luck. Luck as in what sort of target you get, what sort of boss you kana, what sort of branch you get etc.
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Old 02-09-2014, 10:31 PM
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Hi,

I'm torn in whether to accept the DBS RM role.
How's ur interview and have they get back to you?
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Old 02-09-2014, 11:45 PM
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wan sell insurance, go join agency instead. even insurance agent from agencies think those sales person from banks are unethical.
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Old 14-09-2014, 06:39 PM
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Quote:
Originally Posted by lifeshard View Post
Hi guys! im a fresh grad and in a dilemma now.

Ive got two interviews for OCBC personal financial consultant and DBS relationship manager. Both are the same sales post essentially though DBS HR mentioned its mainly insurance sales for the first few months. Was wondering if there's anyone here who has experience in either posts and can share with me the pros and cons of what both banks offer? Thanks!
OCBC offers higher pay whereas you can sell a wider range of products in DBS.

btw pls note that you are not a Relationship Manager (RM). RM roles require experience and are not offered to fresh grads. You will normally be promoted to RM if you have performed well in your PB/senior PB roles.
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Old 15-09-2014, 12:52 AM
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Dbs is called RM though is ultimately the same as Uob pb or ocbc pfs
I suppose dbs likes to give more fancier names to those sales agent positions

Initially I also thought RMs are only for experienced ppl that maintains portfolios. Can't blame anyone but dbs for misleading outsiders and blurring the lines between rms and sales agents.
Besides, it sounds more satki too

Ultimately, all one have to know how to distinguish, is either r they farmer or hunter.
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Old 15-09-2014, 09:02 PM
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other banks likely give the title as relationship officer for those who seek to enter the banking sector as fresh grad. Relationship mgr is meant for those who have at least 2 yrs exp.
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Old 16-09-2014, 10:02 AM
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Who cares about definition of RM? Ultimately all these are just fake titles for a sales agent position...
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