|
|
15-04-2016, 03:45 PM
|
|
Quote:
Originally Posted by Unregistered
For those retrenched ex-PMETs out there, such as ex-engineers and ex-bankers, do not be sad. You have worked so hard all your lives, now is the time to celebrate life. Open your mind. Your life on this earth is limited. Time to retire. Enjoy your retirement!
Good retirement plan in KL or Penang (retire in luxury) for a retired couple at 55 years old (assuming no dependents)
Passive income at 55
Rent out fully paid HDB flat S$2.5k pm
Stocks dividends S$1k pm
Total S$3.5k pm or RM10.5k pm
KL or Penang cost of living
Rent a 3 bedroom condominium RM2k pm
Car expenses RM500 pm (assume buy car in cash RM50k)
Food, groceries, restaurants and utilities RM2k pm
Medical and entertainment RM1k pm
Misc RM500 pm
Total spending RM6k pm
Savings RM4.5k pm
Passive income at 65
Rent out fully paid HDB flat S$2.5k pm
Stocks dividends S$1k pm
CPF Life (Enhanced Retirement Scheme), couple gets S$3.5k pm
Total income S$7k pm or RM21k pm
Total spending RM8k pm
Savings RM13k pm
This retirement plan allows you to live in a nice condo and drive a nice car. You can go holidays all over the world every year if you want to since you will have lots of savings.
Your key retirement assets are: 1. HDB flat 2. CPF Life 3. Dividend blue chip stocks.
|
please don't keep posting same topic.
|
17-04-2016, 11:27 PM
|
Verified Member
|
|
Join Date: Apr 2016
Posts: 10
|
|
Quote:
Originally Posted by Unregistered
Hi im from science. I have been doing temp jobs while looking out for perm roles.
|
Which major of Science? I thought Science is pretty much ok, there are many jobs out there for this discipline. Or you could consider studying Masters or PhD.
|
21-04-2016, 11:13 AM
|
|
I cannot find a job.
|
21-04-2016, 10:03 PM
|
|
I'm from NUS Science (Life Sciences), graduated last year. I think the job market for science graduates now is rather bad, especially as I have no intention to pursue a career in Science. I'm having a hard time finding a permanent job, and I feel that employers don't specifically demand for Science graduates.
I have been working contract jobs/temp jobs/tuition to earn some income all these while. I wish to upgrade myself to make myself more employable but courses are expensive and I don't have the income to spare. It's really demoralizing to keep getting rejections/wait for news from employers and I feel so lost now...
|
22-04-2016, 03:26 AM
|
|
Quote:
Originally Posted by Unregistered
I'm from NUS Science (Life Sciences), graduated last year. I think the job market for science graduates now is rather bad, especially as I have no intention to pursue a career in Science. I'm having a hard time finding a permanent job, and I feel that employers don't specifically demand for Science graduates.
I have been working contract jobs/temp jobs/tuition to earn some income all these while. I wish to upgrade myself to make myself more employable but courses are expensive and I don't have the income to spare. It's really demoralizing to keep getting rejections/wait for news from employers and I feel so lost now...
|
Hi, did you graduated with an upper class or? I thought i was the rare few that graduated from local u ,yet months later still looking for a job. Did u graduate during may 15 or aug 15? Have u taken internships back then? I am also feeling lost but have to stay strong during this tough period. I know the feeling of rejection. Sighs.
|
22-04-2016, 10:51 AM
|
|
Hey. I think it's nt just science. Many of us business students from local Uni can't find a job too
|
22-04-2016, 04:53 PM
|
|
Don't troll, or serious? Job market so bad?
|
|
|
Posting Rules
|
You may not post new threads
You may post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» 30 Recent Threads |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|