Salary.sg Forums

Salary.sg Forums (https://forums.salary.sg/)
-   Income and Jobs (https://forums.salary.sg/income-jobs/)
-   -   Passive Income (https://forums.salary.sg/income-jobs/1769-passive-income.html)

Salary.sg 05-03-2012 03:57 PM

Passive Income
 
Do you make any passive income? Does it exceed the salary from your regular job?

Examples of passive income sources include: rental, investment dividends, book royalties, website advertisements, self-running web businesses, revenue from software products such as iphone apps, other self-running businesses, etc.

miwashi 05-03-2012 04:07 PM

normally how many hundreds of thousands must you have invested in stocks before the dividends are in the region of $3000 ah?

Unregistered 05-03-2012 04:07 PM

Quote:

Originally Posted by Salary.sg (Post 21809)
Do you make any passive income? Does it exceed the salary from your regular job?

Examples of passive income sources include: rental, investment dividends, book royalties, website advertisements, self-running web businesses, revenue from software products such as iphone apps, other self-running businesses, etc.

Rental + Dividends = 190k p.a.

Unregistered 05-03-2012 04:15 PM

Quote:

Originally Posted by miwashi (Post 21810)
normally how many hundreds of thousands must you have invested in stocks before the dividends are in the region of $3000 ah?

3k per month? that means 36k pa.

36k / 0.0685 = $526k

if you invest in a high-yield stock like Starhub. other stocks may need more. some stocks don't usually give out dividends, like Apple.

Starhub Ltd (STAR.SI) Quote| Reuters.com

Unregistered 05-03-2012 04:17 PM

Quote:

Originally Posted by Unregistered (Post 21811)
Rental + Dividends = 190k p.a.

How much money did you put into the rental properties and stocks?

miwashi 05-03-2012 04:18 PM

oops.. i mean per quarter or year... looking at more realistic returns here.

Unregistered 05-03-2012 04:20 PM

Quote:

Originally Posted by miwashi (Post 21816)
oops.. i mean per quarter or year... looking at more realistic returns here.

for 3k pa, you need to put in about 44k.

for 3k pq, it's 131k.

assuming yield is high at 6.85% (starhub).

Unregistered 05-03-2012 04:25 PM

Quote:

Originally Posted by Unregistered (Post 21817)
for 3k pa, you need to put in about 44k.

for 3k pq, it's 131k.

assuming yield is high at 6.85% (starhub).

The calculation is correct, but not recommended to put all money in Starhub as their dividend is higher than profit, so their dividend is not really dividend but giving out principle as well.

Spread out risk usually yield is ~4.5%. 3k per q will need about 270k.

miwashi 05-03-2012 04:31 PM

starhub seems to be climbing for the past year
pretty expensive now

bioman 05-03-2012 04:32 PM

By the way, where is a good place to get educated on stocks?

Quote:

Originally Posted by Unregistered (Post 21814)
3k per month? that means 36k pa.

36k / 0.0685 = $526k

if you invest in a high-yield stock like Starhub. other stocks may need more. some stocks don't usually give out dividends, like Apple.

Starhub Ltd (STAR.SI) Quote| Reuters.com



All times are GMT +8. The time now is 07:49 PM.

Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2