Originally Posted by Unregistered (Post 213791)

I also felt quite annoyed after seeing some ppl that did nothing in NUS during projects and spamming loads of stories on Instagram doing insurance and earning $ , telling their followers how 'committed and hardworking' they are juggling b/w sch and work while myself and others tanking the bloody projects. Really xiasuey .|.

Originally Posted by Unregistered (Post 213837)

Those from AAG super annoying, flexing the MDRT and some dragons award. Random random also must put picture of their car, advertise their "stock portfolio", free real estate will service etc.

Some ownself also know insurance reputation rotten to the core. Try to dissociate themselves from the stigma by tagging random financial institutions in their insta story to make it seem like they doing finance all when wtv they doing are far from that

Originally Posted by Unregistered (Post 213791)

A lot of friends in SIM-UOL just started working not long ago, managed to ask around for their starting pay. I am from NUS, engineering, now earning 4.2k.

1. Working as admin (degree in BM) -> 2.7-3k

2. Working in bank (Degree in banking and finance) - 2.7k - 3.2k

3. Working as accountant - 2.8-3.2k

4. Working as insurance (AAG, Sing life) those ok ones: - 2k - 3k+ , those really up there one i know a few earning 50-80k +- lol.

5. Working as property agent - know a fren, went in there 3 months take home 10k+ liao.

6. Working in software company doing programming, 3.3k - 4.3k (not bad actually, some actually went for competitions like hackathon)

7. Working as teachers in tuition centers: 3k+-

My takeaway: at the start will be shag, i would say almost all the companies see universities and GPA, only being Financial Advisor(FA) or Property Agents (PA) wont. They dk you stupid or not, so long can sell can liao.

So alot of people from SIM in general join FA/PA, even people from NUS especially. For SIM people, most of them just cant be bothered to work 9-6 while earning 2.5k-3.3k after their *rich parents* sponsored their uni fees, i know a small handful ones working in corporate world trying their best to climb and pay their sch loans. (1 of them took 1yr+, with salary of 3k doing admin. increase to 3.15 after 1 year lol).

While the rest just join FA cos of money. Damn annoying, see Instagram posting meetings at 6am or whatever accountability checks, saving life, protecting life etc etc. See until sian. Especially NUS people. The way the picture it is very wrong ' i become FA so i don't have to work 9-6 (freedom) and i can make 50-100% more than fresh grad pay ' bruh..

I also felt quite annoyed after seeing some ppl that did nothing in NUS during projects and spamming loads of stories on Instagram doing insurance and earning $ , telling their followers how 'committed and hardworking' they are juggling b/w sch and work while myself and others tanking the bloody projects. Really xiasuey .|.

Rmbed how 1 guy from my hall told me, ' bro i MDRT liao , earning 70k++ with gpa 3.4 (2nd lower), walao you studied so hard (i got 2nd upper, 4.2) and now u earning 4.2k nia? thats 50k+ annum leh, come join FA la, i can mentor u and u dont waste ur time anymore climbing ladder ' sibei dulan. But yeap. it is what it is. They happy can liao.

Originally Posted by shootingmen (Post 213966)

LOL, your hall guy. I'm a fresh grad with pass degree and almost double his annual pay. And at least I don't have to lie, delude others about my products.

Originally Posted by Unregistered (Post 213791)

A lot of friends in SIM-UOL just started working not long ago, managed to ask around for their starting pay. I am from NUS, engineering, now earning 4.2k.

1. Working as admin (degree in BM) -> 2.7-3k

2. Working in bank (Degree in banking and finance) - 2.7k - 3.2k

3. Working as accountant - 2.8-3.2k

4. Working as insurance (AAG, Sing life) those ok ones: - 2k - 3k+ , those really up there one i know a few earning 50-80k +- lol.

5. Working as property agent - know a fren, went in there 3 months take home 10k+ liao.

6. Working in software company doing programming, 3.3k - 4.3k (not bad actually, some actually went for competitions like hackathon)

7. Working as teachers in tuition centers: 3k+-

My takeaway: at the start will be shag, i would say almost all the companies see universities and GPA, only being Financial Advisor(FA) or Property Agents (PA) wont. They dk you stupid or not, so long can sell can liao.

So alot of people from SIM in general join FA/PA, even people from NUS especially. For SIM people, most of them just cant be bothered to work 9-6 while earning 2.5k-3.3k after their *rich parents* sponsored their uni fees, i know a small handful ones working in corporate world trying their best to climb and pay their sch loans. (1 of them took 1yr+, with salary of 3k doing admin. increase to 3.15 after 1 year lol).

While the rest just join FA cos of money. Damn annoying, see Instagram posting meetings at 6am or whatever accountability checks, saving life, protecting life etc etc. See until sian. Especially NUS people. The way the picture it is very wrong ' i become FA so i don't have to work 9-6 (freedom) and i can make 50-100% more than fresh grad pay ' bruh..

I also felt quite annoyed after seeing some ppl that did nothing in NUS during projects and spamming loads of stories on Instagram doing insurance and earning $ , telling their followers how 'committed and hardworking' they are juggling b/w sch and work while myself and others tanking the bloody projects. Really xiasuey .|.

Rmbed how 1 guy from my hall told me, ' bro i MDRT liao , earning 70k++ with gpa 3.4 (2nd lower), walao you studied so hard (i got 2nd upper, 4.2) and now u earning 4.2k nia? thats 50k+ annum leh, come join FA la, i can mentor u and u dont waste ur time anymore climbing ladder ' sibei dulan. But yeap. it is what it is. They happy can liao.

Originally Posted by Unregistered (Post 215097)

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.



Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:)))))))

Originally Posted by Unregistered (Post 215097)

Wow, quite high for private degrees software people. Maybe due to their experiences etc.

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.

Then always say' see bro, this client high net worth leh, my commission will be 3k etc etc, so you wanna join FA anot? ' like wtf ? Still dare say wanna help others, save life and do whatever, main reason is the $$ ( I am Business student with minor in Finance ). One of them was sharing " I helped my clients to pay for first year, the next year they pay themselves " and everyone was like agreeing to it. The fk is this? is this unethical???

I remembered I reported to office at 830am for work, everyone there liao. Then one told me ' we were here since 630am, accountability check and motivation etc etc, you wanna join us ' knn. annoying ****. Idc u all go office what time, cringe bunch of "hardworking" FAs

Most of them, or I should say, EVERYONE is just cringe af. And one reason they stay in office till 1130pm or 12am is just to read CNBC news for stocks etc etc to 'add values' to their clients and 'add knowledge' to their brains. ********, I can also do that at home. And I feel I know more than most of them yaya papayas when it comes to investing.

Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:)))))))

Originally Posted by Unregistered (Post 215097)

Wow, quite high for private degrees software people. Maybe due to their experiences etc.

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.

Then always say' see bro, this client high net worth leh, my commission will be 3k etc etc, so you wanna join FA anot? ' like wtf ? Still dare say wanna help others, save life and do whatever, main reason is the $$ ( I am Business student with minor in Finance ). One of them was sharing " I helped my clients to pay for first year, the next year they pay themselves " and everyone was like agreeing to it. The fk is this? is this unethical???

I remembered I reported to office at 830am for work, everyone there liao. Then one told me ' we were here since 630am, accountability check and motivation etc etc, you wanna join us ' knn. annoying ****. Idc u all go office what time, cringe bunch of "hardworking" FAs

Most of them, or I should say, EVERYONE is just cringe af. And one reason they stay in office till 1130pm or 12am is just to read CNBC news for stocks etc etc to 'add values' to their clients and 'add knowledge' to their brains. ********, I can also do that at home. And I feel I know more than most of them yaya papayas when it comes to investing.

Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:)))))))

Originally Posted by Unregistered (Post 215279)

wow cool story bro because Wow, quite high for private degrees software people. Maybe due to their experiences etc.

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.

Then always say' see bro, this client high net worth leh, my commission will be 3k etc etc, so you wanna join FA anot? ' like wtf ? Still dare say wanna help others, save life and do whatever, main reason is the $$ ( I am Business student with minor in Finance ). One of them was sharing " I helped my clients to pay for first year, the next year they pay themselves " and everyone was like agreeing to it. The fk is this? is this unethical???

I remembered I reported to office at 830am for work, everyone there liao. Then one told me ' we were here since 630am, accountability check and motivation etc etc, you wanna join us ' knn. annoying ****. Idc u all go office what time, cringe bunch of "hardworking" FAs

Most of them, or I should say, EVERYONE is just cringe af. And one reason they stay in office till 1130pm or 12am is just to read CNBC news for stocks etc etc to 'add values' to their clients and 'add knowledge' to their brains. ********, I can also do that at home. And I feel I know more than most of them yaya papayas when it comes to investing.

Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:)))))))

wow cool story bro because Wow, quite high for private degrees software people. Maybe due to their experiences etc.

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.

Then always say' see bro, this client high net worth leh, my commission will be 3k etc etc, so you wanna join FA anot? ' like wtf ? Still dare say wanna help others, save life and do whatever, main reason is the $$ ( I am Business student with minor in Finance ). One of them was sharing " I helped my clients to pay for first year, the next year they pay themselves " and everyone was like agreeing to it. The fk is this? is this unethical???

I remembered I reported to office at 830am for work, everyone there liao. Then one told me ' we were here since 630am, accountability check and motivation etc etc, you wanna join us ' knn. annoying ****. Idc u all go office what time, cringe bunch of "hardworking" FAs

Most of them, or I should say, EVERYONE is just cringe af. And one reason they stay in office till 1130pm or 12am is just to read CNBC news for stocks etc etc to 'add values' to their clients and 'add knowledge' to their brains. ********, I can also do that at home. And I feel I know more than most of them yaya papayas when it comes to investing.

Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:))))))

wow cool story bro because Wow, quite high for private degrees software people. Maybe due to their experiences etc.

And YA, all these AAG people. I was working as an intern for them for 3 months, processing paper works, admins, leads and whatever. Bloody cringe all of them. Wanted to quit 3 weeks in. Knn ask me help them shoot videos ' how to be a better person in life, how to invest, 3 ways to do well in work, how to destress etc etc ' wtf sia. Damn embarrassing.

Then always say' see bro, this client high net worth leh, my commission will be 3k etc etc, so you wanna join FA anot? ' like wtf ? Still dare say wanna help others, save life and do whatever, main reason is the $$ ( I am Business student with minor in Finance ). One of them was sharing " I helped my clients to pay for first year, the next year they pay themselves " and everyone was like agreeing to it. The fk is this? is this unethical???

I remembered I reported to office at 830am for work, everyone there liao. Then one told me ' we were here since 630am, accountability check and motivation etc etc, you wanna join us ' knn. annoying ****. Idc u all go office what time, cringe bunch of "hardworking" FAs

Most of them, or I should say, EVERYONE is just cringe af. And one reason they stay in office till 1130pm or 12am is just to read CNBC news for stocks etc etc to 'add values' to their clients and 'add knowledge' to their brains. ********, I can also do that at home. And I feel I know more than most of them yaya papayas when it comes to investing.

Few months ago, I just purchased my insurance plans and everything from a veteran director in GE. (feels great) When one dude asked me i just told him this, hes like ' walao never get from me, that old uncle gonna retire liao, and he maybe not up to date etc etc ' I just told him off ' you all just bunch of fake people in for the money cos u all cannot do well in the real world, i know wtf u all did, those fake **** and nonsense u all are doing. '

He just told me to get lost and dont be salty. To yall, never buy from all those AAG YPs, better get from those quiet types or those veterans in the business.

:))))))

Originally Posted by Unregistered (Post 213795)

Even if I could make 10k as a PA / FA, I wouldn't do it. Why the fk would I? It's a boring fruitless stupid job. If I wanted money I'd just take risks and invest into Crypto or tech stocks that are guaranteed to go up *eventually ( Tesla, etc )

My advice, go study what you want and do what you want. Pay comes later. If you enjoy being a SWE then go do that. So what if you make 3-4k monthly?

I can sleep well at night knowing I'm doing something I love instead of being some phaggot going around ********ting people "Hey its me, your old friend, want buy insurance?" or "yeah this house is AMAZING, TRUST me bro" like yikes, your job literally revolves around you being a lying pussy phaggot.

Imagine that. Born into this world, capable of becoming a doctor to save lives, a hardworking trade worker to build stuffs / repair stuffs, a developer to create things for people to enjoy online, etc...

What a fking joke. I LOL @ anyone who flexes about their money as a FA / PA.

Originally Posted by Unregistered (Post 215335)

Oh please FAs would never have the calibre to become doctors, developers or hardworking trades workers.

Their whole character flaw is that they want to get-rich-quick without putting in the effort, and are willing to sell sh*t to poor ignorant people to get what they want.

Even prostitutes work harder for their money than FAs. The very term "FA" is a self-masturbatory joke since they are salesmen, and do not provide any kind of real financial advice.

Originally Posted by Unregistered (Post 215337)

Exactly. I don’t get it why people are choosing FA over bank wealth advisor to grow their money??????? FA return rate good meh

Originally Posted by Unregistered (Post 215270)

sounds like a guy named jing ___

Originally Posted by Unregistered (Post 215335)

Oh please FAs would never have the calibre to become doctors, developers or hardworking trades workers.

Their whole character flaw is that they want to get-rich-quick without putting in the effort, and are willing to sell sh*t to poor ignorant people to get what they want.

Even prostitutes work harder for their money than FAs. The very term "FA" is a self-masturbatory joke since they are salesmen, and do not provide any kind of real financial advice.

Originally Posted by Unregistered (Post 215643)

HAHA i know! Jing A(). OOps.

Originally Posted by Unregistered (Post 215623)

25yo first year FA MDRT bought my first rolex what you have???

Originally Posted by Unregistered (Post 215660)

LOL i know this guy too. surname tai?

Originally Posted by Unregistered (Post 215678)

yeap that guy. was a very hated man in army. quite a useless officer. even cpts hated him.

Afterwards keep telling the world he wrote the simple wallet and **** when obvious he did not. Frens in NUS hated him alot for contributing nothing to group project but his instagram wilding everyday on insurance.

His insta videos really entertaining to cringe.

Originally Posted by Unregistered (Post 215684)

OMG yes I heard from friends in NUS that his reputation is super bad. He went to hall and tried to hard sell insurance to everyone there. Then projects he just do the bare minimum or just MIA but after the project ended, he tried to sell his project mates insurance.

Now all he does is to put up an entrepreneur/motivational/startup/advisor front (just like every other FA) to get more clients.

Originally Posted by Unregistered (Post 215678)

yeap that guy. was a very hated man in army. quite a useless officer. even cpts hated him.

Afterwards keep telling the world he wrote the simple wallet and **** when obvious he did not. Frens in NUS hated him alot for contributing nothing to group project but his instagram wilding everyday on insurance.

His insta videos really entertaining to cringe.

Originally Posted by Unregistered (Post 215697)

lol i know this dude too. most useless officer and well-hated for his arrogance even since OCS. terrible rep in 24SA too, and when he left, most regulars were super happy.

before he enter uni, he started his own company selling watches. quality like **** but dare to sell for hundreds - scamming his poor friends to buy from him. go uni camps everyday promote his watch brand until everyone pekcek with him. then became worse when he started doing FA... no surprise for his bad rep in business sch and hall lol.

Originally Posted by Unregistered (Post 215712)

yea man. i was from 24sa hahahaha knew everyshit. damn funny.

YA, just rmb it after u mentioned about it. The DW watch or someshit. LMAO then call himself entrepreneur.

'less money more friends ' or ' more money less friends '

Originally Posted by Unregistered (Post 215714)

recently, he's doing the entrepreneurship/angel investing nonsense again. cringe af bro

Originally Posted by Unregistered (Post 215717)

oh? haiyoooooo. To bait others??? HAHA. Watching him and others really make my life entertaining. Wake up 630am to gym and stay in office till midnight!!! SO MOTIVATING!

Originally Posted by Unregistered (Post 215717)

oh? haiyoooooo. To bait others??? HAHA. Watching him and others really make my life entertaining. Wake up 630am to gym and stay in office till midnight!!! SO MOTIVATING!

Originally Posted by Unregistered (Post 215720)

Quite sad for NUS kids joining his path, parents spent on much many on uni fees just for their kids to be FA. Anyways all those motivational speeches i saw on my instastory as well…. Wayang max

Originally Posted by Unregistered (Post 215724)

he became a "mentor" to many new FAs that he recruited during his time in hall. can't remember if it was sheares or kent ridge. and of course, as a "mentor", you take a cut of whatever they sell hahaha

Originally Posted by Unregistered (Post 215723)

For those hating on me, I have attained MDRT at your age, bought my house, living a lavish life. Yeah sure, I may be cringe but at least I'm doing well in life. Cheers.

Originally Posted by Unregistered (Post 215724)

he became a "mentor" to many new FAs that he recruited during his time in hall. can't remember if it was sheares or kent ridge. and of course, as a "mentor", you take a cut of whatever they sell hahaha

Originally Posted by Unregistered (Post 215769)

yeap. That man is very hated in hall, in his course and even in army. boohoo

Originally Posted by Unregistered (Post 215795)

Once I was playing basketall in NUS and this insurance dude who grad from NTU accountancy, TZX came over and wanted to play so we had a few games. Then he started asking stuff like do you have internship, wanna join, sibei pekcek