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-   -   How much do you earn and save? (https://forums.salary.sg/income-jobs/12694-how-much-do-you-earn-save.html)

Unregistered 09-07-2020 09:59 AM

Quote:

Originally Posted by Unregistered (Post 141373)
use CPF pay for HDB, savings get private property la bodoh..

your choice lor..

if you like to pay 1.5x more for HDB because interest is rolling every year.. then up to you..
and you like to be in debt for 2 houses than good luck to you...

wonder do you do financial planning first.

Unregistered 10-07-2020 10:41 AM

I spend more than I earn every month by 200 to 300 dollars. Slowing eating up the wedding huat money I gained in the past. I can only take home 3.9k as my company pays below average salary. How do I increase income? I am committed to not increasing my lifestyle.

Unregistered 11-07-2020 05:55 AM

Quote:

Originally Posted by Unregistered (Post 141473)
I spend more than I earn every month by 200 to 300 dollars. Slowing eating up the wedding huat money I gained in the past. I can only take home 3.9k as my company pays below average salary. How do I increase income? I am committed to not increasing my lifestyle.

Try finding a new place that pays more? Or side income.

Unregistered 11-07-2020 08:39 AM

Quote:

Originally Posted by Unregistered (Post 141512)
Try finding a new place that pays more? Or side income.

Used to have side income. Was fired soon after wuhan virus smashed SG.

Unregistered 13-07-2020 11:05 AM

Quote:

Originally Posted by Unregistered (Post 141375)
your choice lor..

if you like to pay 1.5x more for HDB because interest is rolling every year.. then up to you..
and you like to be in debt for 2 houses than good luck to you...

wonder do you do financial planning first.

looks like someone clearly doesn't understand the concept of leverage

Unregistered 14-07-2020 12:13 PM

Mr Yum
 
27 years old M
Salary from FT Job: $3k/month (1st job out of uni, went from ITE to UNI hence started late in the workforce)
Take Home: $2.4K/month
Weekend side hustle: $300-$400/month

Parents: $200
Hp: $20 (Circle's Life)
Insurance: $100
Food & Drinks: $300
Miscellaneous: $100

Savings: $1,980-$2,080/month

Liquid Cash: $15k (saving for wedding/bto coming up), Investments (stocks): $13k

Am I doing well? haha

Unregistered 14-07-2020 01:24 PM

Quote:

Originally Posted by Unregistered (Post 141679)
27 years old M
Salary from FT Job: $3k/month (1st job out of uni, went from ITE to UNI hence started late in the workforce)
Take Home: $2.4K/month
Weekend side hustle: $300-$400/month

Parents: $200
Hp: $20 (Circle's Life)
Insurance: $100
Food & Drinks: $300
Miscellaneous: $100

Savings: $1,980-$2,080/month

Liquid Cash: $15k (saving for wedding/bto coming up), Investments (stocks): $13k

Am I doing well? haha

Doing fine for your age! Almost exactly the same as I was just after I graduated 3 years back. Was earning 2.4k take home as a trainee with slightly lower total savings at 23k.

Unregistered 15-07-2020 12:55 AM

31M in public service, not married
Monthly salary and expenditure
Salary: 6.9k
Passive income from investment: 1k
Allowance for parents (total): 800
Household bills (Mobile for the whole family and broadband): 250
Tax: ~200
Saving plans (bad decision during NS): 150
Insurance: 200
Own expenses (food, transport, entertainment, shopping): 1k top
Saving: ~5.3k/month

Unregistered 15-07-2020 01:12 AM

I'm 29m

salary $9k , include bonus etc (~$9.5k)

mom $1.5k
food $1.2k
condo rental $1.5k
gym+entertainment stuff $500
other stuff (insurance, mobile, train, courses, books) $1k

save ~$3-5k

Unregistered 15-07-2020 11:55 AM

33m, annual wage around 140k. Annual saving $30k cash.

Expenditure - living, childcare, car, tours, etc


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