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if you like to pay 1.5x more for HDB because interest is rolling every year.. then up to you.. and you like to be in debt for 2 houses than good luck to you... wonder do you do financial planning first. |
I spend more than I earn every month by 200 to 300 dollars. Slowing eating up the wedding huat money I gained in the past. I can only take home 3.9k as my company pays below average salary. How do I increase income? I am committed to not increasing my lifestyle.
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Mr Yum
27 years old M
Salary from FT Job: $3k/month (1st job out of uni, went from ITE to UNI hence started late in the workforce) Take Home: $2.4K/month Weekend side hustle: $300-$400/month Parents: $200 Hp: $20 (Circle's Life) Insurance: $100 Food & Drinks: $300 Miscellaneous: $100 Savings: $1,980-$2,080/month Liquid Cash: $15k (saving for wedding/bto coming up), Investments (stocks): $13k Am I doing well? haha |
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31M in public service, not married
Monthly salary and expenditure Salary: 6.9k Passive income from investment: 1k Allowance for parents (total): 800 Household bills (Mobile for the whole family and broadband): 250 Tax: ~200 Saving plans (bad decision during NS): 150 Insurance: 200 Own expenses (food, transport, entertainment, shopping): 1k top Saving: ~5.3k/month |
I'm 29m
salary $9k , include bonus etc (~$9.5k) mom $1.5k food $1.2k condo rental $1.5k gym+entertainment stuff $500 other stuff (insurance, mobile, train, courses, books) $1k save ~$3-5k |
33m, annual wage around 140k. Annual saving $30k cash.
Expenditure - living, childcare, car, tours, etc |
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