Fresh Graduate with offer in banking role requiring 4 years experience
I just got an offer for a credit risk analyst banking role (local bank) requiring at least 4 years of experience in banking. I am a 2nd lower from a local university (NTU/NUS/SMU) and I have also interned in the same division and same bank before (6 months). I also have another risk-related internship (3 months) in an investment company.
Is 3.3k base a reasonable pay? HR doesn't want to disclose the average bonuses but from online sources its around 1-3months based on performance, and also the base pay is non-negotiable. Being a fresh grad, I know the job might be tough as I have no experience and the JD states a minimum of 4 yrs in banking. Is this a good opportunity? |
You can try to negotiate the base to 4+k, but you have no leverage and nothing to back yourself up. If you have a counter offer for more than 3.3k, this is where you tell them you're gonna take up the counter offer.
If you don't have anything, you can try your luck with a "if you offer 4k, I'll sign now". But if they call your bluff, you're back to square one at 3.3k. They're low balling you, but they also know you don't have a backup. |
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you can try asking for 3.6-3.8k but i think 4 will be out of the question. just my opinion. in any case, it might be good to accept this role and continue hunting for other jobs so that you have some leverage |
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wow sub k and originally intended for people with 4 years of exp? either times are bad or the bank just trying to lowball to the max.
usually roles intended for people with 4 years of experience will hit almost 10k. example: enter at near 5k 1st year: 5k+ 2nd year: promoted at 7k+ 3rd year: 7k+ 4th year: promoted at 10k+ |
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u from finance degree? |
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