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CPF (Central Provident Fund) All about OA, SA, MA and RA, and strategies to optimize your CPF




How much CPF do u have?

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  #61 (permalink)  
Old 25-01-2023, 07:56 PM
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Originally Posted by Unregistered View Post
$1.2M OA, 26M this year. Can’t wait to retire by 35.
If need to bluff, pls bluff with a more realistic number….joker

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  #62 (permalink)  
Old 25-01-2023, 08:00 PM
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Quote:
Originally Posted by Rhys View Post
Hi im 3mth before 31 with only 40k in OA and 11k in SA. 15k cash. At this rate, I dun think I can survive in SG... Im currently in logistic field with non relevant diploma. Any advise for me to upgrade my salary?

BR
Lost Sheep

26F
OA 64k
SA 13k
MA 15K
We are all at a different pace, just do your best.
First step to upgrade salary is probably look at whether you can further progress in your industry, if not, go and study and change a different industry.

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  #63 (permalink)  
Old 27-01-2023, 10:56 PM
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Wink

U can see if yr company can support u to attend some IATA certified diploma
Air freight or sea freight or even DG cargo handling.
Can also try applying for big logistics companies with more in house opportunity

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  #64 (permalink)  
Old 28-01-2023, 01:01 PM
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If need to bluff, pls bluff with a more realistic number….joker
jealous bc he rich ah
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  #65 (permalink)  
Old 28-01-2023, 08:34 PM
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Originally Posted by Unregistered View Post
jealous bc he rich ah
This is so lame….there is a maximum amount of OA for every year. How can 26 years old guy hit 500k….

This also show your salary doesnt hit 6k….lol
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  #66 (permalink)  
Old 29-01-2023, 04:28 AM
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Cool

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Originally Posted by Unregistered View Post
This is so lame….there is a maximum amount of OA for every year. How can 26 years old guy hit 500k….

This also show your salary doesnt hit 6k….lol

Correct, you can't believe everything you read online, somemore on forums that is unregulated.

Good for him if he really has such amount but meh... Most people don't believe anyways.
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  #67 (permalink)  
Old 02-02-2023, 03:17 AM
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Working couple in 51

Combined CPF all accounts $1.6 mil

Plan to continue VHR until age 55

Target to hit 2M55 soon.


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  #68 (permalink)  
Old 13-02-2023, 01:00 PM
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33M. married with a lovely BTO HDB. no kids but planning to have soon

OA = 21k (~40k in CPFIS, invested all in blue chip REITS to get 5% returns annually )
SA = 110k (yes i pumped most of my OA into SA but still keep at least 20k in OA)
MA = max out to BHS ($68500)

personally, i feel that one should max out MA first. reason being any amount which flows into MA after hitting BHS will overflow to SA.

my next goal will be to max out my SA to FRS so that it will overflow into my OA. hope to achieve this soon.
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  #69 (permalink)  
Old 13-02-2023, 03:53 PM
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Both me and hubby have about S$900k in our cpf
And also S$900k in cash, stocks and shares.
Have 2 private properties. Total networth about S$3.5 mil.
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  #70 (permalink)  
Old 16-03-2023, 10:23 PM
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I am 30 , i have 117 k in OA, 64 SA, 52 K OA
I am getting keys to my BTO soon so i guess my OA will be depleted, any advise?
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