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04-01-2022, 06:35 PM
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Quote:
Originally Posted by Unregistered
Happy new year 2022 everyone!
Just log in and checked CPF website. Collected total $45k CPF interest from government for last year balance. Feels shiok.
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Shiok - how old are u? and how much do u have in OA, SA ?
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23-01-2023, 03:01 PM
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Just check 2022 CPF yearly statement for me and wife
We achieved 1.5M 51 with two paid up private properties using mostly cash
Looking forward to our retirement in 4 years time.
Life is good.
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23-01-2023, 09:15 PM
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30, Female. $101k in OA and $84k in SA. Around $400k in savings and investments. Have yet to buy a place and not looking forward to it given today's housing market :`)
It took many years of living frugally and saving >70% of what I earn to have this much. I feel content with what I have now. Still trying to find the balance between saving up and living fully.
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23-01-2023, 10:26 PM
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Quote:
Originally Posted by Unregistered
30, Female. $101k in OA and $84k in SA. Around $400k in savings and investments. Have yet to buy a place and not looking forward to it given today's housing market :`)
It took many years of living frugally and saving >70% of what I earn to have this much. I feel content with what I have now. Still trying to find the balance between saving up and living fully.
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Wah. Thats quite a huge amount for a 30 yr old. I am about 1/4 ur amount. Age 34 now.
What do you work as? Ur pa range is how much?
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23-01-2023, 11:15 PM
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Quote:
Originally Posted by Unregistered
Wah. Thats quite a huge amount for a 30 yr old. I am about 1/4 ur amount. Age 34 now.
What do you work as? Ur pa range is how much?
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Management consulting. Taxable income including bonus just exceeded 100k two years ago. Really can't complain about the pay but work life balance can be improved.
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24-01-2023, 03:19 PM
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Quote:
Originally Posted by Unregistered
30, Female. $101k in OA and $84k in SA. Around $400k in savings and investments. Have yet to buy a place and not looking forward to it given today's housing market :`)
It took many years of living frugally and saving >70% of what I earn to have this much. I feel content with what I have now. Still trying to find the balance between saving up and living fully.
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Very good achievement considered relatively young age.
Should be on track to hit that CPF million dollar mark by 50
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24-01-2023, 06:49 PM
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Quote:
Originally Posted by Unregistered
30, Female. $101k in OA and $84k in SA. Around $400k in savings and investments. Have yet to buy a place and not looking forward to it given today's housing market :`)
It took many years of living frugally and saving >70% of what I earn to have this much. I feel content with what I have now. Still trying to find the balance between saving up and living fully.
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Good job. Male in my 30s, similar to you too. But you're definitely faster probably due to your high income. I got slowed down by NS. Also having some paper losses for investments due to the horrible 2022 market. Haven't bought any property yet either.
You can prepare to apply and buy with bf liao. Don't wait too long in case both of you exceed income ceiling
Just curious though, did you top up your SA?
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24-01-2023, 08:05 PM
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Quote:
Originally Posted by Unregistered
Good job. Male in my 30s, similar to you too. But you're definitely faster probably due to your high income. I got slowed down by NS. Also having some paper losses for investments due to the horrible 2022 market. Haven't bought any property yet either.
You can prepare to apply and buy with bf liao. Don't wait too long in case both of you exceed income ceiling
Just curious though, did you top up your SA?
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I transferred quite a bit from OA to SA. Without a mortgage to pay in the near term, it just doesn't feel like keeping so much in the OA is necessary.
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24-01-2023, 09:01 PM
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Quote:
Originally Posted by Unregistered
Management consulting. Taxable income including bonus just exceeded 100k two years ago. Really can't complain about the pay but work life balance can be improved.
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What’s your rank in management consulting?
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25-01-2023, 07:40 PM
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$1.2M OA, 26M this year. Can’t wait to retire by 35.
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