Salary.sg Forums

Salary.sg Forums (https://forums.salary.sg/)
-   CPF (Central Provident Fund) (https://forums.salary.sg/cpf-central-provident-fund/)
-   -   How much CPF do u have? (https://forums.salary.sg/cpf-central-provident-fund/2800-how-much-central-provident-fund-do-u-have.html)

Unregistered 15-06-2013 10:38 PM

Quote:

Originally Posted by Unregistered (Post 38677)
R u making better returns investing your CPF money? SA giving 4% and very safe, so it is hard to beat.

Noticed u r already 40+ but didn't use any CPF for property. Buying HDB could be a safe investment, better than shares.

I'm a lurker in this forum until now. I agree that 4% is already very good. Use your spare cash to bet on stocks (i.e. use the money in bank, not in CPF SA).

Unregistered 06-06-2021 08:28 PM

In my late 40s.
OA: 315k
SA: 246k
MA: 62k
Co-own a 5 rm hdb flat and utilise some CPF funds for insurance investment in my youth.
Feeling a bit worried about retirement as I have not even hit a million in cash savings or own a second property.
Think my monthly expenses too high. Any advice?

Unregistered 10-06-2021 09:15 AM

Quote:

Originally Posted by Unregistered (Post 172810)
In my late 40s.
OA: 315k
SA: 246k
MA: 62k
Co-own a 5 rm hdb flat and utilise some CPF funds for insurance investment in my youth.
Feeling a bit worried about retirement as I have not even hit a million in cash savings or own a second property.
Think my monthly expenses too high. Any advice?

I also don't have $1m cash savings!!!

Unregistered 12-06-2021 09:21 AM

Quote:

Originally Posted by Unregistered (Post 173338)
I also don't have $1m cash savings!!!

How old are you? I feel very stress when ppl tell me I am going to be a beggar in old age. They say we need 3 million for retirement. To live in comfort.

Unregistered 12-06-2021 09:35 AM

Quote:

Originally Posted by Unregistered (Post 173727)
How old are you? I feel very stress when ppl tell me I am going to be a beggar in old age. They say we need 3 million for retirement. To live in comfort.

Invest 50% of income monthly into s and p 500 or iwda until retirement. Any bonus lump sum invest in s and p 500 or iwda. This is to accumulate for retirement.

Unregistered 13-06-2021 08:38 PM

both me & wife are age 50 this year.

combined CPF OA+SA+MA about $1.2mil.
paid up OCR condo
in progress of another RCR condo, but plan to pay majority in cash

Hope to retire by 55.

Unregistered 16-06-2021 02:34 PM

in my early 50s

only have 20K in my ordinary account with 3 room flat fully paid

110k in special account which only can opt for basic retirement

Unregistered 17-06-2021 10:19 AM

you are pathetic .

many of them here can easily accumulate 1-2 million of total CPF saving


Quote:

Originally Posted by Unregistered (Post 174375)
in my early 50s

only have 20K in my ordinary account with 3 room flat fully paid

110k in special account which only can opt for basic retirement


Unregistered 19-06-2021 01:09 AM

Quote:

Originally Posted by Unregistered (Post 174453)
you are pathetic .

many of them here can easily accumulate 1-2 million of total CPF saving

Don't be like that lah. Maybe he is self-employed or didn't work due to some reasons. We don't know their circumstances.

Unregistered 19-06-2021 12:18 PM

34 yr old.

going to reach FRS by end this year (186K) in OA+SA


All times are GMT +8. The time now is 09:41 AM.

Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2