48 & 45. Total household income $150k pa. Total cash savings $30k pa. Debt free. We enjoy a middle class lifestyle. Owns a sporty car. Overseas holidays, twice a year. Eating at restaurants once a week. Our children enjoy the good life.

We plan to retire in 10 years time in our current paid up condo unit. By 2027, we should have about $750k cash savings, enough for us to retire. Our CPF Life will give us passive income starting from age 65.

We are happy with our success. Most importantly we have good relationships with our family, friends, colleagues and neighbours. We are contented and feel very fortunate.