[laguna]

When I first graduated, I worked in private sector, without days and nights. Once I have family, I joined Garman, very good work-life-balance,,,but gave up hope on status, pay cheques and promotion...when children grown up, I retired at the age of 54.

I have many friends retired at the age of 40+, mainly they have enough from work, and making quite a lot from investment.

Life is so much happier for most of us as we still enjoy good passive income.

I always tell friends

When ur young, u use your health to earn your wealth
but when ur old, u may not be able to use your wealth to buy back your health.
For me, only live once. Happiness and health come first, and not the career