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Old 05-01-2017, 11:43 PM
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Nothing fantastic (and in fact pretty mediocre to the ones I see here)

Male, 27 this year
S$60k pa (currently 2nd job, 1st job was about S$43k pa; both marketing)
Private Degree Holder (almost 3 years since graduation)

CPF OA: approx. S$25k
Investments: approx. S$15k
Savings: approx S$20k (really regret not managing my expenses earlier in life i.e. spending on random things like Apple Watch)
Expenses: Analyzed this for about 2 years now using this app called Toshl (Average Monthly - Expenses 43%, Maybank-Monthly Investment Plan 32%, Balance Savings 25%)

My plan is to try to manage these Expenses (bills, parents money, shopping, insurance etc) a little bit more to be under 40%.

Everything above is as true as it can be, cheers
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