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Old 07-11-2016, 09:43 PM
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We must be prudent financially so that we have enough for our retirement. Don't just spend as you wish, and then become a burden to others in your old age.

Don't listen to stupid fools in this forum who tell you to spend and spend, beyond your means. Be responsible.
Need to strike a balance. Its not good to spend everything and end up no savings, however must also have good financial goals, not super low ones that result in lousy retirement then try to convince yourself that money doesnt matter as it cant buy everything.

I see some of my PME friends do their retirement planning by assuming they can survive on $3k every month per person. Survive is can survive, but already work so many years why live so pathetically when you can finally relax.
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