Sole breadwinner, 45, earns $140k pa.
Spouse is a home maker.
Living in a 3 bedder condo, currently worth $970k. Cleared mortgage.
Owns an old, small car. Cleared car loan.
Lives a middle class lifestyle. Overseas holidays once a year. Eat at restaurants once a week.
We are happy and contented.
Plans to retire at 58. Simple retirement in current condo. No car needed.
Will need $3k pa for our retirement.
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