Good evening all,

Really need some help here. Please advice me. I was in a SME finance firm for 2 years before I moved to the education industry. Pay is relatively higher now but compared to my peers in finance (mainly those in foreign banks), my pay is still about 3k take home.

My baby is born just a month ago, and when I calculate my finances, it is barely enough. I only get to save 50-100 bucks a month on good months.

I am a NUS economics grad, with CFA level 2. I am pondering if I should return to the finance side but am apprehensive. The reason I quit finance was because I was doing many meaningless things other than studying the markets which I love to do. Therefore decided to change to education to do something more meaningful and spend my free time studying the markets.

However, I must say that the possibility of getting a higher pay (so as to provide for my family) in certain financial institutions sometimes make me wonder if I should go back again, and if I do, where? will I be accepted then? will I need to start from zero again?

regards,
new daddy