[QUOTE=Unregistered;85106]Let me ask you this simple question "Do the poor, needy and destitute need your time or your money more?"

The answer is obvious right? Best way to help this group of people is through creating and giving them jobs. If you cannot create jobs for them, the next best thing is to give them money - NOT your time. They cannot fill their stomach with your TIME.

Jobs give people dignity, hope and pride. When people spend, they create demand for goods and services and this creates jobs.

When you retire early, and start cutting back on your expenses, you are reducing demand for goods and services, which in turn destroy jobs.

When you dont plan properly or plan only for basic survival, you have a much higher chance of running of money before you die or you will become one of the needy, poor and destitute. Then you will have a lot of TIME but no money.[/QUOTE

I bet you must be jobless n dreaming of monies which obviously you dont have. Coming here to day dream!