I will share my story of how I manage to semi-retire in my mid 40s and it has been a wonderful few years of semi retirement.

Prior to my semi retirement, I worked in the fast paced, high stress world of high finance. I did well, got big pay and big bonuses. Did not splurge on expensive luxury cars but instead invested my money in properties and stocks. I also upgraded to a big landed property when I was only in my 30s.

After the many tiring years, I decided to quit and take on a slower paced life. I semi retire and now work on projects I choose. I sold my landed property at a HUGE profit and moved to a 3 bedroom luxury condo unit in a good district. This condo will be my retirement home. My passive income from my investments allows me to semi retire. Any income from my projects are just extras that adds on to my fortune. My family is also well insured and taken care of.

Life is so much better now. I can spend more time taking care of my family (which honestly I quite neglected before). My teenage children loves me a lot more now as I spend time talking to them, coaching them with their studies and even going out to movies, shopping and eating at restaurants with them. I am proud to say that I am now a good father. A father who really cares and in return my children loves me a lot more. This is one thing many of my friends are envious about me as they are not good fathers as they are neglecting their children.

So, if you want to have an early retirement or semi retirement, it is important to work in a high paying job. Next, you must not throw your money away buying expensive depreciating assets but instead invest in properties and stocks. This is a good path towards financial freedom.