Can I get some advice here? I bought an Estima with
COE of $89k costing S$190k in 2012 but with 100% loan. Now that
COE has dropped, should I keep or change cars? If I change, I need to TOP up S$30k difference and pay 50% down payment but if I keep till 10 years, it will likely be very high
COE again. So what should I do?