I am an overseas grad. No honors. Jobless for more than 6 months. Managed to get an entry level job at a foreign bank. Starting was 4.7k. One year later, got promoted due to exceptional performance and got 6k. Have worked for 1 year and 3 months in total now. Work hard and save hard. invest ur money wisely. As a salaryman, there is a limit to how much we can earn.