5 rm
hdb fully paid
Bread and butter car fully paid
Parents allowance 2k
Car, child, home, maid exp, roughly 3k
Personal exp, roughly 2k per month.
Traveling simple say 3-5k per trip, twice a year.
Taxes prob 120k
Annual exp approx 220k per annum, mainly to the tax man
Combined income > 800k per annum
Net worth mainly cash, followed by some equities,
cpf, etc , 5-6m, excluding
hdb
Mid 40s couple with one child
My wife thinks I am nuts for not spending our money to enjoy more. But I feel that we should work for few more years, take it slow and semi retire.