Husband / wife (33y / 32y).
Combined annual salary (inc.bonus, exc.
cpf deduction): 180k-190k
Combined annual passive income: 24k-25k
Combined cash: +/- 350k
Property: 3 rooms
HDB (+/-300k loans, not yet started)
Combined OA: +/- 140k
No kid, No car.
Avg. monthly (combined) expenses: SGD 2.5k-3k max.
Yearly holiday expenses: SGD 2-3k.
I think we're doing alright.
Planning to retire by age 50.