sorry to say, the finance industry cannot really give u a stable job. huge layoffs awaits all during a recession. normal workdays you can expect to work OT, but not all departments.

life science can give you a stable job and income and live comfortably.

The qualifications u listed are geared towards accountancy. i don't think you need these to be a financial advisor. anyway, professional qualifications require some degree of hard work.

for a start, maybe you can take some business or finance modules. i don't think you can switch course to finance now. take up internship or start as a trainee in the company u r interested in n slowly work ur way up.

as for UOL degree, have to see wad kind of course, modules, etc etc.