To the post by Real Person,

Uncle is not a fortune teller, what brings one to success is as follows;

Prudence - save & invest while retaining a normal lifestyle like indulging in restaurants weekly or use the passive income to reward yourself
Knowledge - understand what you are doing at all times, clarity is imminent.
Hedge - always hedge out through insurances etc.

Uncle doesn't know of any legal shortcuts here. To call it a day, uncle interpreted as retired from business, not very soon as business isn't taxing as my employees are helping me and I appreciated their efforts