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Old 02-12-2015, 10:11 PM
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utility 600? 250 is more than enough for a family of 4. broadband +50, handphone +50.

transport 250? 100-120 sld be sufficient, unless u take taxi frequently.

wats in the medical expenses/insurance? do u fall sick monthly? not sure how old u r, but a good medical insurance (private + rider) cost about 500-600/YEAR for ppl in their 20s and early 30s.

150k term insurance cost about $20/mth.

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