It is funny to see people arguing without much substance.

You cannot conclude that people are envious of you when they don't even know what was it that you have achieved. Can you list down your achievements?

If you are referring to the multi-millionaire mid 50s guy, I think you misconstrued his concern for young retirees as envy. I mean why would he?

He is concerned that some people thought they could retire just because they able to achieve a passive income that covers their expenses. This is untenable because at a young age like at 40s, there is a long time horizon where many unknowns lurk.

The mid 50 multi-millionaire doesn't claim to know everything, but he have seen enough cases of what works and what doesn't.

We don't know your specific financial circumstances unless you tell us. Only time will tell if you are right or the mid50 guy is right.

What we do know is that people who continue to work have a higher chance of attaining financial adequacy in their retirement years than those who quit working early like in their 40s.